Rewards

Earn 2 6E Rewards Per Rs.100 Spends on Entertainment.

Earn 2.5 6E Rewards per Rs.100 Spends on flights booking on IndiGo App/Website.

Earn 1 6E Rewards per Rs.100 Spends on all other spends.

Earn 1% 6E Rewards on Every Rs.100 Spent on Fuel.

Maximum capping : 250 6E Rewards per Month.

Earn 2 6E Rewards Per Rs.100 Spends on Grocery.

Maximum Grocery capping : 1000 Reward Points Per Month.

Earn 2 6E Rewards Per Rs.100 Spends on Dining

1 6E Rewards = INR 1.

Rewards earned will be transferred to your IndiGo account at the end of the month.

Earn 3 6E Rewards Per Rs.100 Spends on Dining.

Earn 3 6E Rewards Per Rs.100 Spends on Entertainment.

Earn 2 6E Rewards per Rs.100 Spends on all other spends.

Earn 5 6E Rewards per Rs.100 Spends on flights booking on IndiGo App/Website.

Earn 2% 6E Rewards on Every Rs.100 Spent on Fuel.

Maximum capping : 500 6E Rewards per Month.

Earn 3 6E Rewards Per Rs.100 Spends on Grocery.

Maximum Grocery capping : 2000 Reward Points Per Month.

1 6E Rewards = INR 1.

Rewards earned will be transferred to your IndiGo account at the end of the month.

Earn 5X rewards on your spends when you shop for your favorite brands on Flipkart through Reward Multiplier.

Shop on IGP through Reward Multiplier and earn 5X rewards.

Shop on Acer through Reward Multiplier and earn 5X rewards.

Book hotels on MakeMyTrip through Reward Multiplier and earn 5X rewards.

Shop on Koskii through Reward Multiplier and earn 5X rewards.

Shop on Ajio through Reward Multiplier and earn 5X rewards.

Shop on Wellbeing Nutrition through Reward Multiplier and earn 5X rewards.

Shop on Boat through Reward Multiplier and earn 5X rewards.

Excluding: Employee offers, referral offers, Student offers and defence offers

Book Flights on MakeMyTrip through Reward Multiplier and earn 5X rewards.

Shop on Puma through Reward Multiplier and earn 5X rewards.

Earn 5X rewards at Myntra through Reward Multiplier.

Excluding: Gold & Silver coins, Myntra Gift Card, Gold and Silver jewellery, Precious jewellery, Myntra Myncash

Earn 1 Membership Rewards Point for every Rs. 50 spent except for spends at Insurance, and Cash Transactions. You can also earn 1 Membership Rewards Point for every Rs. 50 spent on utility.

Maximum Capping Per Month : 10000 Membership Rewards points

Shop on Croma through Reward Multiplier and earn 5X rewards.

Exclusions :- Mobile phones, gift cards.

Shop on Nykaa Fashion through Reward Multiplier and earn 5X rewards

Excluding: Gold & Silver coins, Gold and Silver jewellery and Gift Cards.

Shop on Farfetch through Reward Multiplier and earn 5X rewards.

Shop on Dyson through Reward Multiplier and earn 5X rewards.

Earn up to 5X rewards on Apple Store Online.

Get up to 6 months of No Cost EMI plus up to Rs.10000 instant cashback on selected products with American Express Credit Cards.

Shop on Uniqlo through Reward Multiplier and earn 5X rewards.

Shop on Tanishq through Reward Multiplier and earn 5X rewards.

Excluding: Mia by Tanishq, Digital Gold, Golden Harvest Scheme, All Silver Products, All Gift Card.

Shop on Forest Essentials through Reward Multiplier and earn 5X rewards.

Shop on Lenovo through Reward Multiplier and earn 5X rewards.

Shop on Mokobara through Reward Multiplier and earn 5X rewards.

Transfer points to a travel reward program.

Redeem membership 800 rewards points = 400 Asia Miles.

Minimum Transfer : 800 points.

Maximum Transfer : 900000 points.

Transfer Increments : 800 points.

Unlock the 24 Karat Gold Collection with 24000 Membership Rewards points - Get Tata CLiQ voucher worth Rs.9000.

Transfer points to a travel reward program.

Redeem membership 800 rewards points = 400 Virgin Points.

Minimum Transfer : 800 points.

Maximum Transfer : 900000 points.

Transfer Increments : 400 points.

Unlock the 18 Karat Gold Collection with 18000 Membership Rewards points - Get Flipkart voucher worth Rs.6000.

Unlock the 24 Karat Gold Collection with 24000 Membership Rewards points - Get Tanishq Diamond Jewellery Voucher Rs.9000.

Transfer points to a travel reward program.

Redeem membership 1200 rewards points for British Airways Executive Club 600 Avios.

Minimum Transfer : 1200 points.

Maximum Transfer : 900000 points.

Transfer Increments : 600 points.

Unlock the 24 Karat Gold Collection with 24000 Membership Rewards points - Get Reliance Digital voucher worth Rs.8000.

Transfer points to a travel reward program.

Redeem membership 1000 rewards points = 900 Hilton Honors Points.

Minimum Transfer : 1000 points.

Maximum Transfer : 900000 points.

Transfer Increments : 100 points.

Unlock the 18 Karat Gold Collection with 18000 Membership Rewards points - Get Shoppers Stop voucher worth Rs.7000.

Unlock the 24 Karat Gold Collection with 24000 Membership Rewards points - Get Shoppers Stop voucher worth Rs.10000.

Transfer points to a travel reward program.

Redeem membership 1600 rewards points = 800 Etihad Guest Miles.

Minimum Transfer : 1600 points.

Maximum Transfer : 499200 points.

Transfer Increments : 800 points.

Unlock the 18 Karat Gold Collection with 18000 Membership Rewards points - Get Taj Voucher worth Rs.9000.

Transfer points to a travel reward program.

Redeem membership 100 rewards points = 100 Marriott Bonvoy Points.

Minimum Transfer : 100 points.

Maximum Transfer : 900000 points.

Transfer Increments : 100 points.

Unlock the 18 Karat Gold Collection with 18000 Membership Rewards points - Get Tata CLiQ voucher worth Rs.7000.

Unlock the 24 Karat Gold Collection with 24000 Membership Rewards points - Get Flipkart voucher worth Rs.8000.

Transfer points to a travel reward program.

Redeem membership 500 rewards points = 250 Avios.

Minimum Transfer : 500 points.

Maximum Transfer : 740000 points.

Transfer Increments : 100 points.

Unlock the 18 Karat Gold Collection with 18000 Membership Rewards points - Get Amazon Gift Card worth Rs.6000.

Unlock the 18 Karat Gold Collection with 18000 Membership Rewards points - Get Reliance Digital voucher worth Rs.6000.

Unlock the 24 Karat Gold Collection with 24000 Membership Rewards points - Get Amazon voucher worth Rs.8000.

Transfer points to a travel reward program.

Redeem membership 800 rewards points = 400 KrisFlyer Miles.

Minimum Transfer : 800 points.

Maximum Transfer : 900000 points.

Transfer Increments : 800 points.

Unlock the 18 Karat Gold Collection with 18000 Membership Rewards points - Get Myntra voucher worth Rs.7000.

Unlock the 24 Karat Gold Collection with 24000 Membership Rewards points - Get Taj Voucher worth Rs.14000.

Unlock the 24 Karat Gold Collection with 24000 Membership Rewards points - Get Shoppers Stop voucher worth Rs.10000.

Transfer points to a travel reward program.

Redeem membership 1600 rewards points = 800 Etihad Guest Miles.

Minimum Transfer : 1600 points.

Maximum Transfer : 499200 points.

Transfer Increments : 800 points.

Unlock the 18 Karat Gold Collection with 18000 Membership Rewards points - Get Taj Voucher worth Rs.9000.

Transfer points to a travel reward program.

Redeem membership 100 rewards points = 100 Marriott Bonvoy Points.

Minimum Transfer : 100 points.

Maximum Transfer : 900000 points.

Transfer Increments : 100 points.

Unlock the 18 Karat Gold Collection with 18000 Membership Rewards points - Get Tata CLiQ voucher worth Rs.7000.

Unlock the 24 Karat Gold Collection with 24000 Membership Rewards points - Get Flipkart voucher worth Rs.8000.

Transfer points to a travel reward program.

Redeem membership 500 rewards points = 250 Avios.

Minimum Transfer : 500 points.

Maximum Transfer : 740000 points.

Transfer Increments : 100 points.

Unlock the 18 Karat Gold Collection with 18000 Membership Rewards points - Get Amazon Gift Card worth Rs.6000.

Unlock the 18 Karat Gold Collection with 18000 Membership Rewards points - Get Reliance Digital voucher worth Rs.6000.

Unlock the 24 Karat Gold Collection with 24000 Membership Rewards points - Get Amazon voucher worth Rs.8000.

Transfer points to a travel reward program.

Redeem membership 800 rewards points = 400 KrisFlyer Miles.

Minimum Transfer : 800 points.

Maximum Transfer : 900000 points.

Transfer Increments : 800 points.

Unlock the 18 Karat Gold Collection with 18000 Membership Rewards points - Get Myntra voucher worth Rs.7000.

Unlock the 24 Karat Gold Collection with 24000 Membership Rewards points - Get Taj Voucher worth Rs.14000.

Transfer points to a travel reward program.

Redeem membership 800 rewards points = 400 Asia Miles.

Minimum Transfer : 800 points.

Maximum Transfer : 900000 points.

Transfer Increments : 800 points.

Unlock the 24 Karat Gold Collection with 24000 Membership Rewards points - Get Tata CLiQ voucher worth Rs.9000.

Transfer points to a travel reward program.

Redeem membership 800 rewards points = 400 Virgin Points.

Minimum Transfer : 800 points.

Maximum Transfer : 900000 points.

Transfer Increments : 400 points.

Unlock the 18 Karat Gold Collection with 18000 Membership Rewards points - Get Flipkart voucher worth Rs.6000.

Unlock the 24 Karat Gold Collection with 24000 Membership Rewards points - Get Tanishq Diamond Jewellery Voucher Rs.9000.

Transfer points to a travel reward program.

Redeem membership 1200 rewards points for British Airways Executive Club 600 Avios.

Minimum Transfer : 1200 points.

Maximum Transfer : 900000 points.

Transfer Increments : 600 points.

Unlock the 24 Karat Gold Collection with 24000 Membership Rewards points - Get Reliance Digital voucher worth Rs.8000.

Transfer points to a travel reward program.

Redeem membership 1000 rewards points = 900 Hilton Honors Points.

Minimum Transfer : 1000 points.

Maximum Transfer : 900000 points.

Transfer Increments : 100 points.

Unlock the 18 Karat Gold Collection with 18000 Membership Rewards points - Get Shoppers Stop voucher worth Rs.7000.

Shop on Farfetch through Reward Multiplier and earn 2X rewards.

Shop on Ajio through Reward Multiplier and earn 2X rewards.

Earn up to 2X rewards on Apple Store Online.

Get up to 6 months of No Cost EMI plus up to Rs.10000 instant cashback on selected products with American Express Credit Cards.

Shop on Uniqlo through Reward Multiplier and earn 2X rewards.

Book hotels on MakeMyTrip through Reward Multiplier and earn 2X rewards.

Shop on Forest Essentials through Reward Multiplier and earn 2X rewards.

Shop on Dyson through Reward Multiplier and earn 2X rewards.

Earn 2X rewards at Myntra through Reward Multiplier.

Excluding: Gold & Silver coins, Myntra Gift Card, Gold and Silver jewellery, Precious jewellery, Myntra Myncash.

Shop on Mokobara through Reward Multiplier and earn 2X rewards.

Shop on Nykaa Fashion through Reward Multiplier and earn 2X rewards

Shop on IGP through Reward Multiplier and earn 2X rewards.

Shop on Lenovo through Reward Multiplier and earn 2X rewards.

Shop on Koskii through Reward Multiplier and earn 2X rewards.

Shop on Tanishq through Reward Multiplier and earn 2X rewards.

Shop on Wellbeing Nutrition through Reward Multiplier and earn 2X rewards.

Shop on Acer through Reward Multiplier and earn 2X rewards.

Earn 1 Membership Rewards Point for every Rs.50 spent except for spend on Fuel, Insurance, Utilities, Cash Transactions and EMI conversion at Point of Sale.

Shop on Puma through Reward Multiplier and earn 2X rewards.

Earn 2X rewards on your spends when you shop for your favorite brands on Flipkart through Reward Multiplier.

Shop on Croma through Reward Multiplier and earn 2X rewards.

Shop on Boat through Reward Multiplier and earn 2X rewards.

Additional Rewards on Card Renewal - Earn 5000 Membership Rewards Points upon First Year Card Renewal, on payment of annual membership fee. Points to be credited within 90 days of Card renewal.

Shop on IGP through Reward Multiplier and earn 3X rewards.

Shop on Lenovo through Reward Multiplier and earn 3X rewards.

Earn 1 Membership Rewards Point for every Rs.50 spent except for spend on Fuel, Insurance, Utilities, Cash Transactions and EMI conversion at Point of Sale.

Shop on Koskii through Reward Multiplier and earn 3X rewards.

Earn 3X rewards on your spends when you shop for your favorite brands on Flipkart through Reward Multiplier.

Shop on Wellbeing Nutrition through Reward Multiplier and earn 3X rewards.

Shop on Acer through Reward Multiplier and earn 3X rewards.

Book hotels on MakeMyTrip through Reward Multiplier and earn 3X rewards.

Shop on Puma through Reward Multiplier and earn 3X rewards.

Shop on Ajio through Reward Multiplier and earn 3X rewards.

Shop on Croma through Reward Multiplier and earn 3X rewards.

Shop on Boat through Reward Multiplier and earn 3X rewards.

Book Flights on MakeMyTrip through Reward Multiplier and earn 3X rewards.

Shop on Farfetch through Reward Multiplier and earn 3X rewards.

Earn 3X rewards at Myntra through Reward Multiplier.

Earn up to 3X rewards on Apple Store Online.

Get up to 6 months of No Cost EMI plus up to Rs.10000 instant cashback on selected products with American Express Credit Cards.

Shop on Uniqlo through Reward Multiplier and earn 3X rewards.

Shop on Nykaa Fashion through Reward Multiplier and earn 3X rewards

Shop on Forest Essentials through Reward Multiplier and earn 3X rewards.

Shop on Dyson through Reward Multiplier and earn 3X rewards.

Shop on Mokobara through Reward Multiplier and earn 3X rewards.

Shop on Tanishq through Reward Multiplier and earn 3X rewards.

Transfer points to a travel reward program.

Redeem membership 1200 rewards points for British Airways Executive Club 600 Avios.

Minimum Transfer : 1200 points.

Maximum Transfer : 900000 points.

Transfer Increments : 600 points.

Transfer points to a travel reward program.

Redeem membership 1000 rewards points = 900 Hilton Honors Points.

Minimum Transfer : 1000 points.

Maximum Transfer : 900000 points.

Transfer Increments : 100 points.

Transfer points to a travel reward program.

Redeem membership 1600 rewards points = 800 Etihad Guest Miles.

Minimum Transfer : 1600 points.

Maximum Transfer : 499200 points.

Transfer Increments : 800 points.

Transfer points to a travel reward program.

Redeem membership 100 rewards points = 100 Marriott Bonvoy Points.

Minimum Transfer : 100 points.

Maximum Transfer : 900000 points.

Transfer Increments : 100 points.

Transfer points to a travel reward program.

Redeem membership 500 rewards points = 250 Avios.

Minimum Transfer : 500 points.

Maximum Transfer : 740000 points.

Transfer Increments : 100 points.

Transfer points to a travel reward program.

Redeem membership 800 rewards points = 400 KrisFlyer Miles.

Minimum Transfer : 800 points.

Maximum Transfer : 900000 points.

Transfer Increments : 800 points.

Transfer points to a travel reward program.

Redeem membership 800 rewards points = 400 Asia Miles.

Minimum Transfer : 800 points.

Maximum Transfer : 900000 points.

Transfer Increments : 800 points.

Transfer points to a travel reward program.

Redeem membership 800 rewards points = 400 Virgin Points.

Minimum Transfer : 800 points.

Maximum Transfer : 900000 points.

Transfer Increments : 400 points.

Transfer points to a travel reward program.

Redeem membership 800 rewards points = 400 KrisFlyer Miles.

Minimum Transfer : 800 points.

Maximum Transfer : 900000 points.

Transfer Increments : 800 points.

Transfer points to a travel reward program.

Redeem membership 1600 rewards points = 800 Etihad Guest Miles.

Minimum Transfer : 1600 points.

Maximum Transfer : 499200 points.

Transfer Increments : 800 points.

Transfer points to a travel reward program.

Redeem membership 800 rewards points = 400 Virgin Points.

Minimum Transfer : 800 points.

Maximum Transfer : 900000 points.

Transfer Increments : 400 points.

Transfer points to a travel reward program.

Redeem membership 1000 rewards points = 900 Hilton Honors Points.

Minimum Transfer : 1000 points.

Maximum Transfer : 900000 points.

Transfer Increments : 100 points.

Transfer points to a travel reward program.

Redeem membership 100 rewards points = 100 Marriott Bonvoy Points.

Minimum Transfer : 100 points.

Maximum Transfer : 900000 points.

Transfer Increments : 100 points.

Transfer points to a travel reward program.

Redeem membership 800 rewards points = 400 Asia Miles.

Minimum Transfer : 800 points.

Maximum Transfer : 900000 points.

Transfer Increments : 800 points.

Transfer points to a travel reward program.

Redeem membership 500 rewards points = 250 Avios.

Minimum Transfer : 500 points.

Maximum Transfer : 740000 points.

Transfer Increments : 100 points.

Transfer points to a travel reward program.

Redeem membership 1200 rewards points for British Airways Executive Club 600 Avios.

Minimum Transfer : 1200 points.

Maximum Transfer : 900000 points.

Transfer Increments : 600 points.

Transact on Myntra and get 10X Membership Rewards for every Rs.50 spent.

Maximum Capping : 500 Points Per Month.

Transact on Zomato and get 10X Membership Rewards for every Rs.50 spent.

Maximum Capping : 500 Points Per Month.

Transact on Amazon and get 5X rewards for every Rs.50 spent.

Maximum Capping : 250 Points per month.

Transact on Blinkit and get 10X Membership Rewards for every Rs.50 spent.

Maximum Capping : 500 Points Per Month.

Transact on Ajio and get 10X Membership Rewards for every Rs.50 spent.

Maximum Capping : 500 Points Per Month.

Earn 1 Membership Rewards Point for every Rs. 50 spent except for spends on Fuel, Insurance, Utilites, Cash Transactions and EMI conversion at Point of Sale.

Transact on PVR and get 10X Membership Rewards for every Rs.50 spent.

Maximum Capping : 500 Points Per Month.

Transact on Nykaa and get 10X Membership Rewards for every Rs.50 spent.

Maximum Capping : 500 Points Per Month.

Transact on EaseMyTrip and get 10X Membership Rewards for every Rs.50 spent.

Maximum Capping : 500 Points Per Month.

Transact on BookMyShow and get 10X Membership Rewards for every Rs.50 spent.

Maximum Capping : 500 Points Per Month.

Transact on Flipkart and get 10X Membership Rewards for every Rs.50 spent.

Maximum Capping : 500 Points Per Month.

Transact on Uber and get 10X Membership Rewards for every Rs.50 spent.

Maximum Capping : 500 Points Per Month.

Your earned cashback is automatically credited to the cardholders accounts.

Earn 5 EDGE Miles for every Rs.100 spent on Travel EDGE, airline and hotel merchants up to cumulative transactions of Rs.200000 per month

Maximum Capping : 2 Lakh spends per month.

Each tier comes with base earn of 2 EDGE Miles per Rs.100 spent.

Earn 2 EDGE Miles = 1 Marriott Bonvoy Point.

Maximum Capping : 30000 EDGE Miles per customer id in a calendar year.

Redeem 1 EDGE Mile is equal to Rs.1.

Miles Transfer Program - Cardholders can transfer their accumulated EDGE Miles to domestic and international loyalty program partners across airlines and hotels.

1 EDGE Mile  = 2 Partner Points.

Redeem 1 EDGE Mile = 2 Partner Points

Annual Capping for partners in Group A per customer id : 30000.

List of airline and hotel loyalty partners with Axis Bank in Group A :

Accor Hotels (Accor Live Limitless), Air Canada (Aeroplan), Ethiopian Airlines, Etihad (Etihad Guest), Japan Airlines (JAL Mileage Bank), Qatar Airways,Singapore Airlines (Krisflyer ), Turkish Airlines, Thai Airways ( Royal Orchid Plus), United Airlines (MileagePlus), Wyndham Hotels (Wyndham Rewards)

Redeem 1 EDGE Mile = 2 Partner Points

Annual Capping for partners in Group A per customer id : 120000.

List of airline and hotel loyalty partners with Axis Bank in Group B :

Air France-KLM (Flying Blue), Air India (Flying Returns), Air Asia, ITC, IHG Hotels & Resorts (IHG One Rewards), Qantas Airways (Qantas Frequent Flyer), SpiceJet.

Edge Points earned on the card are redeemable for shopping, travel vouchers and for purchasing products at rate of 1 Edge Point = Rs.0.20.

Earn eDGE loyalty points - Earn 2 edge points on spend of Rs.200.

Accelerated eDGE points for Insurance Spends - Earn 5X EDGE REWARDS on insurance spends with your Axis Bank Aura Credit Card. Maximum transaction amount capped at Rs.10000.

Bonus Cashback on Utilities & Bill Payments - Earn 0.5% cashback up to Rs.100 on utilities bill payments.

Earn 5% cashback for spends greated than Rs.5000 and less than Rs.40000.

Earn up to Rs.4000 per statement month.

Earn 7% cashback for online spends more than Rs.40000.

Earn up to Rs.4000 per statement month

Earn unlimited base cashback of 0.75% on all offline related spends.

There will be no capping on the cashback on base earn. Customer will be eligible for unlimited 0.75% cashback earn on eligible spends.

Earn unlimited base cashback of 0.75% on all Travel related spends.

Customer is eligible to receive base cashback of 0.75% on the transaction value if the customer makes  spends on travel (both online and offline).

There will be no capping on the cashback on base earn. Customer will be eligible for unlimited 0.75% cashback earn on eligible spends.

Earn 2% cashback for online spends up to Rs.5000.

Earn up to Rs.4000 per statement month.

Cashback credited before next statement with no minimum amount requirement.

Enjoy 3% cashback on Online Entertainment, Online Local Commute.

Capping of Rs.1500 per statement cycle will be applicable.

Cashback is not applicable on transactions less than Rs.100.

Enjoy 1% Cashback on all other spends.

Capping of Rs.1500 per statement cycle will be applicable.

Cashback is not applicable on transactions less than Rs.100.

Enjoy 3% cashback on Online Food Delivery.

Capping of Rs.1500 per statement cycle will be applicable.

Cashback is not applicable on transactions less than Rs.100.

The Edge Rewards can be redeemed at the Edge Rewards Website at a rate of 1 Edge RP = Rs.0.20.

Accelerated Rewards - Earn 5 EDGE Miles on every Rs.100 spent on Axis Bank Travel EDGE portal and direct airline websites.

Base Rewards - Earn 2 EDGE Miles per Rs.100 on all other spends.

Miles Transfer Program - 1 EDGE Mile  = 1 Partner Points.

Minimum EDGE Miles to redeem - 500.

Cardholders can redeem EDGE Miles for booking flights, hotels & experiences by

a. Logging into Axis Bank Mobile app & clicking on "Book Now" in EDGE Miles dashboard

b. Logging into https://traveledge.axisbank.co.in/

Minimum EDGE Miles to redeem - 500.

Earn 3 IndiGo BluChips on every Rs.100 spent on all IndiGo channels.

Earn 2 IndiGo BluChips on every Rs.100 spent on groceries.

Earn 1 IndiGo BluChip for every Rs.100 spent on all eligible non-accelerated categories.

Earn 2 IndiGo BluChips on every Rs.100 spent on dining.

Earn 2 EDGE reward points on every Rs.200 spent on domestic and international transactions.

Earn 35 EDGE Reward Points for every Rs.200 on incremental monthly spends above Rs.150000.

35 EDGE reward points are capped on spends up to your assigned credit card limit + Rs. 1.50 Lakhs per calendar month.

Earn 60 EDGE Reward Points for every Rs.200 spent on Travel Edge portal, up to cumulative transactions of Rs.200000 per month.

Earn 35 EDGE Reward Points per Rs.200 spent above cumulative transactions of Rs.200000 per month on Travel Edge portal.

Earn 12 EDGE Reward Points for every Rs.200 on cumulative monthly spends up to Rs.150000.

Earn 2 Partner Miles for Every 5 eDGE Reward points across 20 travel partners.

Redeem miles awards to Rent cars.

Redeem your miles to book flights with all the Star Alliance airline partners and other Miles & More airline partners.

Upgrade an already booked air ticket to a higher class of service with Condor and various Star Alliance partners.

Spend miles on accommodation in premium hotels and luxurious resorts.

Redeem miles at our partner stores or choose from our wide range of online partners.

Earn 4 award miles per Rs.200 on eligible spends.

Earn unlimited and never expiring miles.

Redeem Reward Redemption - 1 Edge Reward = Rs.0.20.

Earn four EDGE REWARD points for every Rs.200 spent using your credit card.

Earn 1 point for every Rs.200 spent on the Neo Credit Card.

The Edge Rewards can be redeemed at the Edge Rewards Website at a rate of 1 Edge RP = Rs.0.20.

Earn 10 points on every Rs.200 spent at domestically or internationally.

The Edge Rewards can be redeemed at the Edge Rewards Website at a rate of 1 Edge RP = Rs.0.20.

Earn 10 Axis EDGE REWARDS on every Rs. 200 spent.

You can redeem the Edge Points, for 1 Edge Point = Rs. 0.20 against a variety of products and vouchers.

Annual Capping for partners in Group B per customer id : 400000.

List of airline and hotel loyalty partners with Axis Bank in Group B :

Air France-KLM (Flying Blue), Air India (Flying Returns), Air Asia, ITC, IHG® Hotels & Resorts (IHG One Rewards), Qantas Airways (Qantas Frequent Flyer), SpiceJet.

Use your points to redeem travel vouchers, electronic items, and more from our eDGE Rewards catalogue.

Pay with points across partner stores.

Overall annual capping per customer id : 500000.

Annual Capping for partners in Group A per customer id : 100000

List of airline and hotel loyalty partners with Axis Bank in Group A :

Accor Hotels (Accor Live Limitless), Air Canada (Aeroplan), Ethiopian Airlines, Etihad (Etihad Guest), Japan Airlines (JAL Mileage Bank), Marriott International (Marriott Bonvoy), Qatar Airways, Singapore Airlines (Krisflyer), Turkish Airlines, Thai Airways (Royal Orchid Plus), United Airlines (MileagePlus), Wyndham Hotels (Wyndham Rewards).

Earn 15 Reward Points Per Rs.200 on Rental transactions.

Rental transactions (MCC 6513) are capped at Rs.100000 per month (7500 edge points per month).

Earn 30 EDGE REWARD Points will be awarded for every Rs.200 on international spends in a calendar month, up to the credit limit.Thereafter, 15 EDGE REWARD Points per Rs.200 on international spends will be rewarded.

Earn 15 edge reward points for every Rs.200 spent.

Earn 10X reward points on every Rs 125 spent on apparel and departmental stores.

Customers will receive accelerated points for spend upto Rs.7000 per month on specific categories.

Unlimited 2 EDGE REWARD points earned on every Rs 125 spend.

Product Catalog (for purchase of products and gift voucher) : Redeem reward value of Rs. 0.2 per reward.

Minimum 300 reward points should be redeemed.

Earn 10 Axis EDGE reward points on every Rs.200 spends.

Earn 2X EDGE REWARD Points upto cumulative transactions of Rs.20000 per month on Retail Shopping spends.

For transaction above Rs.20000 per month earn 10 EDGE REWARD Points.

The Edge Rewards can be redeemed at the Edge Rewards Website at a rate of 1 Edge RP = Rs.0.20.

Earn Unlimited 20 First Citizen accelerated points for every Rs. 200 spent on private label brands of Shopper's Stop.

Earn unlimited 12 First Citizen accelerated points for every Rs.200 spent on beauty products and other brands at Shopper's Stop.

Earn Unlimited 2 First Citizen points earned on every Rs.200 spent for all other spends apart from spends at Shoppers Stop (in-store, website or mobile app), Homestop, Arcelia, MAC, Clinique, Estee Lauder, Bobbi Brown, Jo Malone & Smashbox on the Credit Card.

Earn 20 points on every Rs.200 spent on the credit card internationally,

Earn 10 EDGE Rewards on every Rs.200 spent on the credit card domestically.

Accrue Maharaja Points on every swipe - Earn 2 Maharaja Points for every Rs.200 of eligible spends on the Axis Bank Vistara Credit Card and redeem for upgrades & award flights faster.

Accrue Maharaja Points on every swipe - Earn 6 Maharaja Points for every Rs.200 of eligible spends on the Axis Bank Vistara Credit Card and redeem for upgrades & award flights faster.

Accrue Maharaja Points on every swipe - Earn 4 Maharaja Points for every Rs.200 of eligible spends on the Axis Bank Vistara Credit Card and redeem for upgrades & award flights faster.

Earn 1 Reward Point per Rs.100 spent on all other categories.

Earn 5X Rewards i.e 5 Reward Points per Rs.100 spent on Departmental Stores along with attractive deals & discounts across leading brands, round the year.

Maximum Capping : 1000 reward points per statement cycle.

Earn 5X Rewards i.e 5 Reward Points per Rs.100 spent on Movies.

Maximum Capping : 1000 reward points per statement cycle.

Redeem your reward points as cashback. All your accumulated reward points can be redeemed for cashback :

1 reward point = Rs.0.20.

Earn 5X Rewards i.e 15 Reward Points per Rs.100 on your online shopping spends.

Maximum Capping : 5000 reward points per statement cycle.

Earn 3 Reward Points for every Rs.100 spent on other categories.

Earn 5X Rewards i.e 15 Reward Points per Rs.100 on Travel.

Maximum Capping : 5000 reward points per statement cycle.

Earn 5X rewards i.e 15 reward points per Rs.100 when you spend on dining.

Maximum Capping : 5000 reward points per statement cycle.

Earn 5X Rewards i.e 15 Reward Points per Rs.100 on your Travel and International spends.

Maximum Capping : 5000 reward points per statement cycle.

Redeem your reward points as cashback. All your accumulated reward points can be redeemed for cashback at 1 reward point = Rs.0.25.

Earn 5X Rewards i.e 10 Reward Points per Rs.100 spent on Travel & International Spends.

Maximum Capping : 2000 reward points per statement cycle.

Earn 5X Rewards i.e 10 Reward Points per Rs.100 spent on your Dining spends

Maximum Capping : 2000 reward points per statement cycle.

Earn 2 Reward Point per Rs.100 spent on all other categories.

All your accumulated reward points can be redeemed for cashback.

1 reward point = Rs.0.25.

Earn 1 Reward point per 100 Rs. spent on other retail purchases (Except Mobile wallet upload & Non BPCL fuel spends).

Enjoy 7.25% Value back - 25X Reward Points on fuel purchases at BPCL petrol pumps. Maximum 2500 Reward Points per billing cycle.

Enjoy 10 Reward Points on Every Rs. 100 Spent on Movies, upto 7500 Reward Points per month.

Enjoy 25 Reward Points on every Rs.100 spent at BPCL Fuel, Lubricants & Bharat Gas (Website and app only) spends.

Enjoy 10 Reward Points on every Rs. 100 spent at Dining, upto 7500 Reward Points per month.

Enjoy 10 Reward Points on Every Rs. 100 Spent at Departmental Stores and Grocery, upto 7500 Reward Points per month.

Reward Redemption - 4 Reward Point = Rs.1.

Earn 5 Reward Points per Rs.100 on Dining.

Maximum Capping : 5000 Reward Points per month.

Get 4.25 % Valueback (13X reward points equivalent to 3.25% + 1% Fuel surcharge waiver on every transaction upto Rs 4000), at any BPCL petrol pump across the country.

Earn 1 Reward Points per Rs.100 on Travel.

Earn 5 Reward Points per Rs.100 on Grocery.

Maximum Capping : 5000 Reward Points per month.

Earn 1 Reward Points per Rs.100 on non-fuel retail purchases.

Earn 5 Reward Points per Rs.100 on Departmental Stores

Maximum Capping : 5000 Reward Points per month.

Earn 5 Reward Points per Rs.100 on Movies.

Maximum Capping : 5000 Reward Points per month.

13 Reward Points per Rs.100 on BPCL Fuel spends.

Max. of 1300 Reward Points per statement cycle.

Value of one Reward Point - 4 Reward Point = Rs.1.

4 Reward Point gives you Rs.1 of free fuel. There is No minimum limit of points required for Instant Redemption.

Earn 3 CV Points per Rs.200 spent on all your spends.

Earn 5X Reward Points on Tax Payments.

Maximum 1000 Reward Points Per Month.

HDFC Bank Reward Points will be earned on spends of Rs.150 (Rs.150 = 2 HDFC Bank Reward Point).

Get accelerated 5x reward points for your spends on Grocery, Super Market & Departmental Store.

Maximum 1000 Reward Points Per Month.

Earn 2 reward points for every Rs.150 spent on your credit card.

Rental and Government related transactions will not earn reward points.

The maximum reward points that can be earned in a statement cycle is 25000.

Earn 5X Reward Points on Utility Bills.

Maximum 1000 Reward Points Per Month.

HDFC Bank Reward Points will be earned on spends of Rs.150 (Rs.150 = 2 HDFC Bank Reward Point).

Earn 5X Reward Points on IRCTC.

Maximum 1000 Reward Points Per Month.

HDFC Bank Reward Points will be earned on spends of Rs.150 (Rs.150 = 2 HDFC Bank Reward Point).

Reward Redemption - 1 Reward Point = Rs.0.20.

Earn 3X Reward Points on Utility Bills.

Maximum 500 Reward Points Per Month.

HDFC Bank Reward Points will be earned on spends of Rs.150 (Rs.150 = 2 HDFC Bank Reward Point).

Earn 3X Reward Points on IRCTC.

Maximum 500 Reward Points Per Month.

HDFC Bank Reward Points will be earned on spends of Rs.150 (Rs.150 = 2 HDFC Bank Reward Point).

Earn 3X Reward Points on Tax Payments.

Maximum 500 Reward Points Per Month.

HDFC Bank Reward Points will be earned on spends of Rs.150 (Rs.150 = 2 HDFC Bank Reward Point).

Accelerated Reward points - Earn 3X Reward Points on Fuel.

Maximum 500 Reward Points Per Month.

Earn 2 reward points for every Rs.150 spent on your credit card.

Rental and Government related transactions will not earn reward points.

The maximum reward points that can be earned in a statement cycle is 25000.

Accelerated Reward points - Earn 3X Reward Points on Grocery.

Maximum 500 Reward Points Per Month.

Reward Redemption - 1 Reward Point = Rs.0.20.

The SuperCoins can be redeemed against Flipkart purchases and various gift voucher options available on Flipkart.

1 Super Coin = Rs 1.

Earn Additional 12 SuperCoins per Rs.100 spent on Flipkart by plus members.

Earn Additional 6 SuperCoins per INR 100 spent on Flipkart by non-plus members.

Earn 2 Supercoins per Rs.100 on all other spends.

Earn 5X Reward Points on Google Ads.

5X Reward Points applicable on minimum spends Rs.25000 in statement cycle.

Earn maximum 5000 Reward Points per statement cycle.

Earn 5X Reward Points on Income Tax/ Advance Tax payment via eportal.incometax.gov.in

5X Reward Points applicable on minimum spends Rs.25000 in statement cycle.

Earn maximum 5000 Reward Points per statement cycle.

Earn 5X Reward Points on Reliance Digital.

5X Reward Points applicable on minimum spends Rs.25000 in statement cycle.

Earn maximum 5000 Reward Points per statement cycle.

 Earn 5X Reward Points on GST payment via payment.gst.gov.in

5X Reward Points applicable on minimum spends Rs.25000 in statement cycle.

Earn maximum 5000 Reward Points per statement cycle.

Earn 4 Reward Points on every Rs.200 spent for your business needs(excluding petrol, wallet, rent, education, EMI).

The maximum 60000 Reward Points can be earned in a statement cycle.

Earn 5X Reward Points at hotel & flight booking on MMT MyBiz powered by SmartBuy BizDeals.

5X Reward Points applicable on minimum spends Rs.25000 in statement cycle.

Earn maximum 5000 Reward Points per statement cycle.

Earn 4 Reward Points Per Rs.200 on Grocery.

Reward Points accrued for grocery will have a maximum cap of 2000 Reward Points in a month.

Earn 5X Reward Points on Bill Payment via Payzapp.

5X Reward Points applicable on minimum spends Rs.25000 in statement cycle.

Earn maximum 5000 Reward Points per statement cycle.

Earn 5X Reward Points at business productivity tools like Tally, Office 365, AWS, Google, Credflow, Azure & more via SmartBuy BizDeals - Nuclei

5X Reward Points applicable on minimum spends Rs.25000 in statement cycle.

Earn maximum 5000 Reward Points per statement cycle.

Earn 4 Reward Points per Rs.200 on Insurance.

Rewards Points accrued for Insurance transactions will have a maximum cap of 2000 per day.

Earn 5X Reward Points on Bill Payment via SmartPay.

5X Reward Points applicable on minimum spends Rs.25000 in statement cycle.

Earn maximum 5000 Reward Points per statement cycle.

Redeem your reward points for Smartbuy travel at a value of 1 RP = Rs 0.5.

Redeem your Reward Points For Airmiles - Airmiles conversion at a value of 1RP = Upto 0.5 airmiles.

Redeem against Business Catalogue via Netbanking & SmartBuy - 1 RP = Upto Rs 0.65.

Redeem your Reward Points Against the Statement Balance - The redemption against the statement balance will be at the rate of 1 RP = Rs 0.20.

Redemption of Reward Points against statement balance (Cashback redemption) will be capped per calendar month at 50000 Reward Points.

Get 5X Reward Points on Makemytrip on smartbuy.

Unlock amazing travel experiences with offers on SmartBuy and enjoy accelerated 5X RP/5% CB on every transaction.

Earn 2 Reward Points per Rs.200 on Grocery.

Reward points earned on Grocery transactions will be capped to 1000 per month.

Earn 2 Reward Points per Rs.200 on Insurance.

Reward points accrued for Insurance transactions will have a maximum cap of 2000 per transaction.

Earn 2X Reward Points i.e. 4 Reward Points on every Rs.200 spent online.

The maximum reward points that can be earned in a statement cycle for Business Moneyback is 15000.

Earn 2 Reward Points on all other retail spends for every Rs.200 spent.

The maximum reward points that can be earned in a statement cycle for Business Moneyback is 15000.

Reward Points accumulated on HDFC Bank Business MoneyBack Credit Card can be redeemed for cashback against statement i.e. Redeem as cashback against statement at a value of 1 RP = Rs 0.20

For redemption against statement balance, Cardholder must have minimum 2500 Reward Points.

Airmiles conversion through netbanking at a value of 1RP = 0.25 airmile.

Products and Vouchers via Product catalogue on Netbanking 1 RP = upto Rs 0.25.

Get 1% Cashback for all retail spends on minimum statement balance of Rs.50000.

Get 0.5% Cashback for all retail spends on minimum statement balance of Rs.10000

Additional savings when you travel Abroad - Flat 1% Cashback on International spends of Rs.10000 or more in a statement cycle.

Earn 4 Reward Points per Rs.200 on Insurance.

Reward points accrued for Insurance transactions will have a maximum cap of 2000 per day.

Earn 4 Reward Points per Rs.200 on Grocery.

Reward points earned on grocery transaction will be capped at 2000 RP per calendar month.

Earn 4 Reward Points on every Rs.200 spent on all retail.

The maximum reward points that can be earned in a statement cycle for Regalia is 50000.

Redeem your Reward Points Against the Statement Balance - The redemption against the statement balance will be at the rate of 1 RP = Rs 0.20.

Redemption of Reward Points against statement balance (cashback redemption) will be capped at 50000 Reward Points per calendar month.

Redeem your Reward Points for flights and hotel bookings via Smartbuy at a value of 1 RP = Rs 0.5.

Redemption of Reward Points for flights & hotel bookings on Smartbuy portal will be capped at 50000 Reward Points per calendar month.

Redeem your Reward Points For Airmiles - Airmiles conversion through Netbanking at a value of 1RP = 0.5 airmiles.

Redeem your Reward Points For Products and Vouchers via Netbanking or SmartBuy at a value of 1 RP = upto Rs 0.35.

Redeem Rewards points for booking flight tickets / hotels across airlines and choice of hotels (Domestic & International) via Smartbuy at a value of 1 RP = Rs.1.

Redeem your Reward Points For Airmiles - Airmiles conversion through Netbanking at a value of 1RP = 1 airmiles.

Product Catalogue via Smartbuy at a value of 1 RP = Rs 0.50.

Redeem your Reward Points Against the Statement Balance - The redemption against the statement balance will be at the rate of 1 RP = Rs 0.30.

Earn 5 Rewards Points For Every Rs.150 on Utility

Maximum Reward Points Capping : 2000 reward points per month.

Earn 5 Rewards Points For Every Rs.150 on Telecom.

Maximum Reward Points Capping : 2000 reward points per month.

Earn 5 Reward Points for every Rs.150 retail spent.

Maximum Reward Points Capping : 75000 reward points per statement cycle.

Earn 5 Rewards Points For Every Rs.150 on Grocery transactions.

Maximum Reward Points Capping : 2000 reward points per month.

Earn 10X Reward Points on spends via SmartBuy.

Maximum Reward Points Capping : 75000 reward points per statement cycle.

Earn 2X Reward Points per Rs.150 on Dining

Earn 5 Rewards Points For Every Rs.150 on Insurance transactions.

Maximum Reward Points Capping : 5000 reward points per day.

Earn 5 reward points on Rs.150  utility spends.

Rewards Points accrued for Utility transactions will have a maximum cap of 2000 per month.

Earn 5 reward points on Rs.150 telecom spends.

Rewards Points accrued for Telecom transactions will have a maximum cap of 2000 per month.

Earn 2X on weekend dining at standalone resturants capped at 1000 reward points per day i.e. 10 Reward points per Rs.150 spend at standalone restaurants during weekend - Saturday and Sunday.

Earn 5 reward points on Rs.150 Grocery spends.

Rewards Points accrued for Grocery transactions will have a maximum cap of 2000 per month.

Earn 5 Reward Points for every Rs.150 on retail spends.

Earn upto 10X Reward Points on spends via SmartBuy.
 

Earn 5 reward points on Rs.150 insurance spends.

Rewards Points accrued for Insurance transactions will have a maximum cap of 5000 per day.

Airmiles conversion through Smartbuy or Netbanking at a value of 1RP = upto 1 Airmile.

Please complete Frequent Flyer registration before attempting Airmiles redemption.

Products and Vouchers via Netbanking or SmartBuy at a value of 1 RP = upto Rs 0.50.

Redeem Rewards Points on Cashback at a value of 1 RP = Rs 0.30.

Redemption of Reward Points against statement balance (CashBack redemption) will be capped per calendar month at 50000 Reward Points.

Redeem your Reward Points for flights and hotel bookings via Smartbuy at a value of 1 RP = Rs.1.

For flight and hotel bookings, HDFC Bank Diners Club Black Metal card members can redeem upto maximum of 70% of booking value through Reward Points. Rest will have to be paid via Credit Card.

Earn upto 10X Reward Points on Spends Via Smartbuy.

Earn 4 reward points on Rs.200 insurance spends.

Reward points accrued for Insurance transactions will have a maximum cap of 2000 RP per month.

Earn 4 Reward Points on Every Rs.200 Retail Spends.

The maximum reward points that can be earned in a statement cycle is is 50000.

Earn 4 reward points on Rs.200 utility spends.

Reward points accrued for Utility transactions will have a maximum cap of 2000 RP per calendar month.

Earn 4 reward points on Rs.200 telecom spends.

Reward points accrued for Telecom transactions will have a maximum cap of 2000 RP per calendar month.

Earn 5X Reward Points i.e. 20 reward points for every Rs.150 spent on Swiggy. Additional 4X RP is capped at 2500 reward points every calendar month.

Earn 4 reward points on Rs.200 grocery spends.

Reward points earned on grocery transaction will be capped at 2000 RP per calendar month.

Earn 5X Reward Points i.e. 20 reward points for every Rs.150 spent on Zomato. Additional 4X RP is capped at 2500 reward points every calendar month.

Redeem Rewards Points on Cashback at a value of 1 RP = Rs 0.20.

Redeem your Reward Points for flights and hotel bookings via Smartbuy at a value of 1 RP = Rs 0.5.

Redemption of Reward Points for flights & hotel bookings on Smartbuy portal will be capped at 50000 Reward Points per calendar month.

Exclusive Privilege Dining Catalogue on select Restaurants via Smartbuy at a value of 1 RP = Rs 0.50.

Redeem Rewards Points on exclusive reward redemption catalogue for HDFC Bank Diners Club Privilege Credit Card 1 RP upto Rs 0.35

Earn 10X CashPoints on OYO.

The Cardholder can earn up to 2500 CashPoints under the 10X CashPoints feature in a calendar month.

Earn 10X CashPoints on Swiggy.

The Cardholder can earn up to 2500 CashPoints under the 10X CashPoints feature in a calendar month.

Earn 10X CashPoints on Uber.

The Cardholder can earn up to 2500 CashPoints under the 10X CashPoints feature in a calendar month.

Earn 10X CashPoints i.e. 10 CashPoints per Rs.150 spent on BigBasket.

The Cardholder can earn up to 2500 CashPoints under the 10X CashPoints feature in a calendar month.

1 CashPoint per Rs.200 spent on other spends ( Excluding EMI, fuel, wallet loads/prepaid card loads & voucher purchases).

The maximum reward points that can be earned in a statement cycle is 15000.

Earn 10X CashPoints on BookMyShow.

The Cardholder can earn up to 2500 CashPoints under the 10X CashPoints feature in a calendar month.

CashPoints can also be used for redemption against travel benefits like Flight & Hotel bookings and Rewards Catalogue at the SmartBuy Rewards Portal, at a value of 1 CashPoint = Rs.0.15.

Products and Vouchers via Netbanking or SmartBuy at a value of 1 RP = upto Rs 0.15.

Airmiles conversion through Smartbuy or Netbanking at a value of 1RP = upto 0.15 Airmile.

The CashPoints earned on HDFC Bank Freedom Credit Card can be redeemed against the statement balance at the rate of 1 CashPoint = Rs.0.15, and can be done via Net Banking login, or physical redemption form .

For redemption against cashback, Cardholder must have minimum CashPoints equivalent to Rs.500.

Get 5% Cashback on Uber.

Maximum CashBack / CashPoints per Cycle : 1000.

Get 5% Cashback on Myntra.

Maximum CashBack / CashPoints per Cycle : 1000.

Get 5% Cashback on Zomato.

Maximum CashBack / CashPoints per Cycle : 1000.

Get 5% Cashback on Amazon.

Maximum CashBack / CashPoints per Cycle : 1000.

Get 5% Cashback on Sonyliv.

Maximum CashBack / CashPoints per Cycle : 1000.

1% cashback on all other spends except Fuel, Wallet, EMI, Rent Payments, Govt transactions.

Maximum CashBack / CashPoints per Cycle : 1000.

Gift or Prepaid Card loads & Voucher Purchase transactions will be considered in other spends category.

Get 5% Cashback on BookMyShow.

Maximum CashBack / CashPoints per Cycle : 1000.

Get 5% Cashback on Swiggy.

Maximum CashBack / CashPoints per Cycle : 1000.

Get 5% Cashback on Cult.fit.

Maximum CashBack / CashPoints per Cycle : 1000.

Get 5% Cashback on Tata CLiQ.

Maximum CashBack / CashPoints per Cycle : 1000.

Get 5% Cashback on Flipkart.

Maximum CashBack / CashPoints per Cycle : 1000.

Redeem your Reward Points For Airmiles - Airmiles conversion through Netbanking at a value of 1RP = 0.3 airmiles.

The redemption against the statement balance will be at the rate of 1 CashPoint = Rs.1.

Product Catalogue via Smartbuy at a value of 1 RP = Rs 0.30.

CashPoints can also be used for redemption against travel benefits like Flight & Hotel bookings and Rewards Catalogue at the SmartBuy Rewards Portal, at a value of 1 CashPoint = Rs.0.30.

Redeem 1 Reward point upto Rs.0.25 for product catalogue.

Reward Points can be used for redemption against travel benefits like Flight & Hotel bookings at a value of 1 Reward Point = Rs.0.20.

Maximum Capping : 50000 points per month.

The redemption against the statement balance will be at the rate of 1 Reward Point = Rs.0.20.

Maximum Capping : 50000 points per month.

Reward Points can also be used for redemption against Airmiles at a value of 1 CashPoint = Rs.0.25.

Earn 2 Reward Points on every Rs.200 spent (Excluding fuel transaction, wallets loads/prepaid card loads & voucher purchases).

Earn 2X Reward Points i.e. 4 Reward Points on every Rs.200 spent online.

Maximum Reward Points Earned : 500 reward points per statement cycle for online spends.

Earn 10X CashPoints i.e. 20 CashPoints per Rs.150 spent on Flipkart.

Minimum transaction value: Rs.150.

Maximum Capping Per Calendar Month : 2500 CashPoints.

Earn 10X CashPoints i.e. 20 CashPoints per Rs.150 spent on Reliance Smart SuperStore.

Minimum transaction value: Rs.150.

Maximum Capping Per Calendar Month : 2500 CashPoints.

Earn 10X CashPoints i.e. 20 CashPoints per Rs.150 spent on Swiggy.

Minimum transaction value: Rs.150.

Maximum Capping Per Calendar Month : 2500 CashPoints.

Earn 10X CashPoints i.e. 20 CashPoints per Rs.150 spent on Amazon.

Minimum transaction value: Rs.150.

Maximum Capping Per Calendar Month : 2500 CashPoints.

Earn 2 CashPoints per Rs.200 spent on other spends ( Excluding EMI, fuel, wallet loads/prepaid card loads & voucher purchases).

The maximum reward points that can be earned in a statement cycle is 15000.

Earn 10X CashPoints i.e. 20 CashPoints per Rs.150 spent on BigBasket.

Minimum transaction value: Rs.150.

Maximum Capping Per Calendar Month : 2500 CashPoints.

Earn 2 CashPoints per Rs.200 spent on Grocery.

Reward points earned on Grocery transactions will be capped per month to 1000 reward points.

Redeem 1 Cashpoint is equivalent to Rs.0.25 for product catalogue.

CashPoints can be used for redemption against travel benefits like Flight & Hotel bookings at a value of 1 CashPoint = Rs.0.25.

Maximum Capping : 50000 points per month.

The redemption against the statement balance will be at the rate of 1 CashPoint = Rs.0.25.

Maximum Capping : 50000 points per month.

CashPoints can also be used for redemption against Airmiles at a value of 1 CashPoint = Rs.0.25.

Earn 3 Reward Points for every Rs.200 spent on your card.

Maximum Capping: 25000 Reward Points Per Statement Cycle.

Reward points can be redeemed by customer against outstanding balance. The redemption will be at the rate of 1 Reward Point = Rs.0.15.

Minimum amount required for redemption is Rs. 500.

Earn 4 Reward Points on every Rs.200 spends on Grocery.

Reward points earned on grocery transaction will be capped at 2000 RP per calendar month.

Earn 4 Reward Points on every Rs.200 spent on retail spends.

The maximum reward points that can be earned in a statement cycle for Regalia is 50000.

Earn 4 Reward Points on every Rs.200 spends on Insurance.

Reward points accrued for Insurance transactions will have a maximum cap of 2000 per day.

Reward redemption for products and vouchers via Netbanking or SmartBuy at a value of 1 RP = upto Rs.0.35.

Redeem your Reward Points for flights and hotel bookings via Smartbuy at a value of 1 RP = Rs 0.5.

Redeem your Reward Points For Airmiles - Airmiles conversion through Netbanking at a value of 1RP = 0.5 airmiles.

Redeem your Reward Points Against the Statement Balance (cashback redemption) - The redemption against the statement balance will be at the rate of 1 RP = Rs 0.20.

Products and Vouchers via Netbanking or SmartBuy at a value of 1 RP = upto Rs 0.25.

Cashback at a value of 1 Reward Point = Rs.0.10.

Flights and hotel bookings via Smartbuy at a value of 1 RP = Rs 0.30.

Airmiles conversion through netbanking at a value of 1RP = 0.3 Airmile.

Earn 3 Reward Points on Every Rs.200 Retail Spends.

Maximum Capping : The maximum reward points that can be earned in a statement cycle for Regalia First is 25000.

Earn 3 Reward Points on every Rs.200 spends on Insurance.

Earn 3 Reward Points on every Rs.200 spends on Utilities.

Earn 3 Reward Points on every Rs.200 spends on Education.

Exclusive Gold Catalogue on select Premium brands via Smartbuy at a value of 1 RP = Rs 0.65.

Redeem your Reward Points for flights and hotel bookings via Smartbuy at a value of 1 RP = Rs 0.5.

Upto 70% of the booking value can be redeemed through reward points on Flights, Hotels and Experiences. The remaining amount must be paid through credit card.

Redeem your Reward Points For Airmiles - Airmiles conversion through Netbanking at a value of 1RP = 0.5 airmiles.

Redeem your Reward Points For Products and Vouchers via Netbanking or SmartBuy at a value of 1 RP = upto Rs 0.35.

Redeem your Reward Points Against the Statement Balance - The redemption against the statement balance will be at the rate of 1 RP = Rs 0.15.

Earn 5X Reward Points on every Rs.200 retail spends at Marks & Spencer.

Minimum transaction value: Rs.200.

Maximum Capping Per Month : 5000 Reward Point.

Earn 5X Reward Points on every Rs.200 retail spends at Myntra.

Minimum transaction value: Rs.200.

Maximum Capping Per Month : 5000 Reward Point.

Earn 5 Reward Points on Every Rs.200 Retail Spends.

The maximum reward points that can be earned in a statement cycle for Regalia Gold is 50000.

Earn 5X Reward Points on every Rs.200 retail spends at Nykaa.

Minimum transaction value: Rs.200.

Maximum Capping Per Month : 5000 Reward Point.

Earn 5 Reward Points on every Rs.200 spends on Grocery.

Reward points earned on grocery transaction will be capped at 2000 RP per calendar month.

Earn 5X Reward Points on every Rs.200 retail spends at Reliance Digital.

Minimum transaction value: Rs.200.

Maximum Capping Per Month : 5000 Reward Point.

Earn 5 Reward Points on every Rs.200 spends on Insurance.

Reward points accrued for Insurance transactions will have a maximum cap of 2000 per month.

Get 2 reward points for every Rs.200 you spend.

Earn 2 Reward Points on every Rs.200 retails spends.

Maximum Capping: 25000 Reward Points Per Statement Cycle.

The redemption will be at the rate of 1 Reward Point = Rs.0.1

Get 2% Cashpoints on Utility spends.

Maximum Capping : 500 Points can be earned in a calendar month.

CashPoints will be awarded in the customer's credit card account under the reward points scheme.

Minimum Transactions eligible for Cashpoints should be greater than Rs.100.

Get 1% Cashpoints on other spends.

Maximum Capping : 500 Points can be earned in a calendar month.

CashPoints will be awarded in the customer's credit card account under the reward points scheme.

Minimum Transactions eligible for Cashpoints should be greater than Rs.100.

Get 3% Cashpoints on Groceries and SuperMarket.

Maximum Capping : 500 Points can be earned in a calendar month.

CashPoints will be awarded in the customer's credit card account under the reward points scheme.

Minimum Transactions eligible for Cashpoints should be greater than Rs.100.

Get 3% Cashpoints on Dining.

Maximum Capping : 500 Points can be earned in a calendar month.

CashPoints will be awarded in the customer's credit card account under the reward points scheme.

Minimum Transactions eligible for Cashpoints should be greater than Rs.100.

Get 3% Cashpoints on PayZapp transactions.

Maximum Capping : 500 Points can be earned in a calendar month.

CashPoints will be awarded in the customer's credit card account under the reward points scheme.

Minimum Transactions eligible for Cashpoints should be greater than Rs.100.

Redeem your Reward Points For Airmiles - Airmiles conversion through Netbanking at a value of 1RP = 0.25 airmiles.

The redemption against the statement balance will be at the rate of 1 CashPoint = Rs.0.25.

Maximum Capping : 50000 points per month.

CashPoints can be used for redemption against travel benefits like Flight & Hotel bookings at a value of 1 CashPoint = Rs.0.25.

Maximum Capping : 50000 points per month.

Redeem 1 Cashpoint is equivalent to Rs.0.25 for product catalogue at the smartBuy rewards portal.

Get 2% Cashpoints on Utility spends.

Maximum Capping : 500 Points can be earned in a calendar month.

CashPoints will be awarded in the customer's credit card account under the reward points scheme.

Minimum Transactions eligible for Cashpoints should be greater than Rs.100.

Get 1% Cashpoints on other spends.

Maximum Capping : 500 Points can be earned in a calendar month.

CashPoints will be awarded in the customer's credit card account under the reward points scheme.

Minimum Transactions eligible for Cashpoints should be greater than Rs.100.

Get 3% Cashpoints on Groceries and SuperMarket.

Maximum Capping : 500 Points can be earned in a calendar month.

CashPoints will be awarded in the customer's credit card account under the reward points scheme.

Minimum Transactions eligible for Cashpoints should be greater than Rs.100.

Get 3% Cashpoints on Dining.

Maximum Capping : 500 Points can be earned in a calendar month.

CashPoints will be awarded in the customer's credit card account under the reward points scheme.

Minimum Transactions eligible for Cashpoints should be greater than Rs.100.

Get 3% Cashpoints on PayZapp transactions.

Maximum Capping : 500 Points can be earned in a calendar month.

CashPoints will be awarded in the customer's credit card account under the reward points scheme.

Minimum Transactions eligible for Cashpoints should be greater than Rs.100.

The redemption against the statement balance will be at the rate of 1 CashPoint = Rs.0.25.

Maximum Capping : 50000 points per month.

CashPoints can be used for redemption against travel benefits like Flight & Hotel bookings at a value of 1 CashPoint = Rs.0.25.

Maximum Capping : 50000 points per month.

Redeem 1 Cashpoint is equivalent to Rs.0.25 for product catalogue at the smartBuy rewards portal.

Redeem your Reward Points for flights and hotel bookings via Smartbuy at a value of 1 RP = Rs.1.

Flights and Hotels redemption, Credit Card members can redeem up to a maximum of 70% of the booking value through Reward Points. Rest of the transaction amount will have to be paid via the Credit Card limit.

Redeem your Reward Points For Products and Vouchers via Netbanking or SmartBuy at a value of 1 RP = upto Rs 0.50.

With effect from 1st February 2023, cardmembers can redeem up to 70% of product/Voucher value through Reward Points on select vouchers/products and pay the remaining amount via Credit card.

Redeem your Reward Points For Airmiles - Airmiles conversion through Netbanking at a value of 1RP = 1 airmiles.

Redeem your Reward Points against Business catalogue via Netbanking or SmartBuy at a value of 1 RP = upto Rs.1.

Redeem your reward points as cashback against statement via Net Banking - 1 Reward Point equivalent to Rs.0.30.

A minimum of 2500 RP is needed to redeem Reward Points against statement balance.  

Earn 5 Reward Points per Rs.150 on Grocery.

Reward Points accrued for grocery will have a maximum cap of 2000 Reward Points in a month.

Earn 5 Reward Points per Rs.150 on utility transactions.

Effective September 1st, 2024, Reward Points earned on Utility transactions will be capped at 2000 Reward Points per calendar month.

Earn 5 reward points per Rs.150 on other spends (excluding petrol, wallet, rent, education, EMI).

The maximum 150000 Reward Points can be earned in a statement cycle.

Earn 5 Reward Points per Rs.150 on Telecom & Cable transactions.

Effective September 1st, 2024, Reward Points earned on Telecom & Cable transactions will be capped at 2000 Reward Points per calendar month.

Earn 5X Reward Points per Rs.150 on your select Business spends such as

Bill Payment via Payzapp & SmartPay.

Income Tax/ Advance Tax payment via eportal.incometax.gov.in

GST payment via payment.gst.gov.in

Hotel & flight booking on MMT MyBiz powered by SmartBuy BizDeals.

Business Productivity tools like Tally, Office 365, AWS, Google, Credflow, Azure & more via SmartBuy BizDeals - Nuclei

5X Reward Points applicable on minimum spends Rs. 50000 in statement cycle.

Accelerated 5X Reward Points on Business Essential spends is capped at 7500 RP per statement cycle. (excluding Wallet Load spends).

Earn 5 Reward Points per Rs.150 on Insurance.

Rewards Points accrued for Insurance transactions will have a maximum cap of 5000 per day.

Earn 2X rewards on car rentals on your Premier Credit Card

Earn 3 reward points for every Rs.100 you spend on your card.

Enjoy reward points that never expire.

Earn 12X rewards when booking hotel stays on your Premier Credit Card

Earn 6X rewards on flight bookings on your Premier Credit Card

Convert your reward points into United Airlines MileagePlus:

Redeem your Reward Points for United Airlines MileagePlus - 2 Reward points = 1 United Airlines miles.

Convert your reward points into Etihad Airways Guest miles:

Redeem your Reward Points for Etihad Airways miles - 1 Reward points = 1 Etihad Airways miles.

Convert your reward points into Shangri-La Circle:

Redeem your Reward Points for Shangri-La loyalty points - 5 Reward points = 1 Shangri-La loyalty point.

Convert your reward points into Qantas Airways - Qantas Frequent Flyer:

Redeem your Reward Points for Qantas Airways Frequent Flyer miles - 1 Reward points = 1 Qantas Airways miles.

Convert your reward points into Air India Maharaja Club :

Redeem your Reward Points For Maharaja Club - 1 Reward points = 1 Air India mile.

Convert your reward points into Vietnam Airlines Lotusmiles:

Redeem your Reward Points for Vietnam Airlines Lotusmiles - 1 Reward points = 1 Vietnam Airlines miles.

Convert your reward points into EVA Air miles:

Redeem your Reward Points for EVA Air miles - 1 Reward points = 1 EVA Infinity MileageLands.

Convert your reward points into Wyndham Rewards:

Redeem your Reward Points for Wyndham Hotels & Resorts loyalty points - 1 Reward points = 1 Wyndham Hotels & Resorts loyalty point.

Convert your reward points into Qatar Airways - Qatar Airways Privilege Club:

Redeem your Reward Points for Qatar Airways Privilege Club miles - 1 Reward points = 1 Qatar Airways miles.

Convert your reward points into Airasia Rewards:

Redeem your Reward Points for airasia miles - 1 Reward point = 3 miles.

Convert your reward points into ALL - Accor Live Limitless:

Redeem your Reward Points for Accor loyalty points - 1 Reward points = 1 Accor loyalty point.

Convert your reward points into Hainan Airlines Fortune Wings Club:

Redeem your Reward Points for Hainan Airlines miles - 2 Reward points = 1 Hainan Airlines miles.

Get your next iPhone and other products, with 1 reward point worth Rs.1 at Apple.

Convert your reward points into Thai Airways - Royal Orchid Plus:

Redeem your Reward Points for Thai Airways miles - 1 Reward points = 1 Thai Airways miles.

Convert your reward points into Air France - KLM Flying Blue:

Redeem your Reward Points for Air France miles - 1 Reward points = 1 Flying Blue miles.

Convert your reward points into IHG One Rewards:

Redeem your Reward Points for IHG Hotels & Resorts loyalty points - 1 Reward points = 1 IHG Hotels & Resorts loyalty point.

Convert your reward points into Japan Airlines JAL Mileage Bank:

Redeem your Reward Points for Japan Airlines miles - 1 Reward points = 1 Japan Airlines miles.

Convert your reward points into Turkish Airlines Miles & Smiles:

Redeem your Reward Points for Turkish Airlines miles - 2 Reward points = 1 Turkish Airlines miles.

Convert your reward points into British Airways Executive Club miles:

Redeem your Reward Points for British Airways miles - 1 Reward points = 1 British Airways miles.

Convert your reward points into Marriott Bonvoy:

Redeem your Reward Points for Marriott International loyalty points - 1 Reward points = 1 Marriott Bonvoy loyalty point.

Convert your reward points into Singapore Airlines Krisflyer:

Redeem your Reward Points for Singapore Airlines Krisflyer miles - 1 Reward points = 1 Singapore Airlines miles.

Convert your reward points into IHG One Rewards:

Redeem your Reward Points for IHG Hotels & Resorts loyalty points - 1 Reward points = 1 IHG Hotels & Resorts loyalty point.

Convert your reward points into Japan Airlines JAL Mileage Bank:

Redeem your Reward Points for Japan Airlines miles - 1 Reward points = 1 Japan Airlines miles.

Convert your reward points into Turkish Airlines Miles & Smiles:

Redeem your Reward Points for Turkish Airlines miles - 2 Reward points = 1 Turkish Airlines miles.

Convert your reward points into British Airways Executive Club miles:

Redeem your Reward Points for British Airways miles - 1 Reward points = 1 British Airways miles.

Convert your reward points into Marriott Bonvoy:

Redeem your Reward Points for Marriott International loyalty points - 1 Reward points = 1 Marriott Bonvoy loyalty point.

Convert your reward points into Singapore Airlines Krisflyer:

Redeem your Reward Points for Singapore Airlines Krisflyer miles - 1 Reward points = 1 Singapore Airlines miles.

Convert your reward points into United Airlines MileagePlus:

Redeem your Reward Points for United Airlines MileagePlus - 2 Reward points = 1 United Airlines miles.

Convert your reward points into Etihad Airways Guest miles:

Redeem your Reward Points for Etihad Airways miles - 1 Reward points = 1 Etihad Airways miles.

Convert your reward points into Shangri-La Circle:

Redeem your Reward Points for Shangri-La loyalty points - 5 Reward points = 1 Shangri-La loyalty point.

Convert your reward points into Qantas Airways - Qantas Frequent Flyer:

Redeem your Reward Points for Qantas Airways Frequent Flyer miles - 1 Reward points = 1 Qantas Airways miles.

Convert your reward points into Air India Maharaja Club :

Redeem your Reward Points For Maharaja Club - 1 Reward points = 1 Air India mile.

Convert your reward points into Vietnam Airlines Lotusmiles:

Redeem your Reward Points for Vietnam Airlines Lotusmiles - 1 Reward points = 1 Vietnam Airlines miles.

Convert your reward points into EVA Air miles:

Redeem your Reward Points for EVA Air miles - 1 Reward points = 1 EVA Air miles.

Convert your reward points into Wyndham Rewards:

Redeem your Reward Points for Wyndham Hotels & Resorts loyalty points - 1 Reward points = 1 Wyndham Hotels & Resorts loyalty point.

Convert your reward points into Qatar Airways - Qatar Airways Privilege Club:

Redeem your Reward Points for Qatar Airways Privilege Club miles - 1 Reward points = 1 Qatar Airways miles.

Convert your reward points into Airasia Rewards:

Redeem your Reward Points for airasia miles - 1 Reward point = 3 miles.

Convert your reward points into ALL - Accor Live Limitless:

Redeem your Reward Points for Accor loyalty points - 1 Reward points = 1 Accor loyalty point.

Convert your reward points into Hainan Airlines Fortune Wings Club:

Redeem your Reward Points for Hainan Airlines miles - 2 Reward points = 1 Hainan Airlines miles.

Convert your reward points into Thai Airways - Royal Orchid Plus:

Redeem your Reward Points for Thai Airways miles - 1 Reward points = 1 Thai Airways miles.

Convert your reward points into Air France - KLM Flying Blue:

Redeem your Reward Points for Air France miles - 1 Reward points = 1 Flying Blue miles.

Earn 4 reward points for every Rs.100 spent on travel aggregators.

Maximum Capping : 50000 reward points a month.

Reverts to regular earn rate, 2 reward points per Rs.100, beyond the cap.

Earn 4 reward points for every Rs.100 spent in foreign currency.

Maximum Capping : 50000 reward points a month.

Reverts to regular earn rate, 2 reward points per Rs.100, beyond the cap.

Get 2 reward points for every INR100 spent on anything else, with no cap

Earn 2X rewards on car rentals on your TravelOne Credit Card.

Earn 4 reward points for every Rs.100 spent on flights.

Maximum Capping : 50000 reward points a month.

Reverts to regular earn rate, 2 reward points per Rs.100, beyond the cap.

Convert your reward points into Wyndham Rewards:

Redeem your Reward Points for Wyndham Hotels & Resorts loyalty points - 2 Reward points = 1 Wyndham Hotels & Resorts loyalty point.

Convert your reward points into Qatar Airways - Qatar Airways Privilege Club:

Redeem your Reward Points for Qatar Airways miles - 2 Reward points = 1 Qatar Airways miles.

Convert your reward points into British Airways Executive Club (Avios) :

Redeem your Reward Points For British Airways Executive Club - 2 Reward point = 1 Avios mile.

Convert your reward points into ALL - Accor Live Limitless:

Redeem your Reward Points for Accor loyalty points - 2 Reward points = 1 Accor loyalty point.

Convert your reward points into EVA Air miles:

Redeem your Reward Points for EVA Air miles - 2 Reward points = 1 EVA Air miles.

Convert your reward points into Thai Airways - Royal Orchid Plus:

Redeem your Reward Points for Thai Airways miles - 2 Reward points = 1 Thai Airways miles.

Convert your reward points into Etihad Airways Airmile :

Redeem your Reward Points For Etihad Airways Airmile - 2 Reward Points = 1 Airmile.

Convert your reward points into IHG One Rewards:

Redeem your Reward Points for IHG Hotels & Resorts loyalty points - 2 Reward points = 1 IHG Hotels & Resorts loyalty point.

Convert your reward points into Hainan Airlines Fortune Wings Club:

Redeem your Reward Points for Hainan Airlines miles - 4 Reward points = 1 Hainan Airlines miles.

Redeem your points for vouchers across a variety of categories including jewellery, fashion accessories, apparel, home appliances, electronic equipment and cosmetics.

Convert your reward points into Turkish Airlines Miles & Smiles:

Redeem your Reward Points for Turkish Airlines miles - 4 Reward points = 1 Turkish Airlines miles.

Convert your reward points into Intermiles (formerly known as JetPrivilege).

Redeem your Reward Points For Intermiles - 2 Reward Points = 1 InterMile.

Convert your reward points into Marriott Bonvoy:

Redeem your Reward Points for Marriott International loyalty points - 2 Reward points = 1 Marriott International loyalty point.

Convert your reward points into Japan Airlines JAL Mileage Bank:

Redeem your Reward Points for Japan Airlines miles - 2 Reward points = 1 Japan Airlines miles.

Convert your reward points into Maharaja Club (Air India mile) :

Redeem your Reward Points For Maharaja Club - 2 Reward points = 1 Air India mile.

Convert your reward points into United Airlines MileagePlus:

Redeem your Reward Points for United Airlines miles - 3 Reward points = 1 United Airlines miles.

Convert your reward points into Air Asia:

Redeem your Reward Points for airasia miles - 1 Reward point = 2 miles.

Convert your reward points into Shangri-La Circle:

Redeem your Reward Points for Shangri-La loyalty points - 10 Reward points = 1 Shangri-La loyalty point.

Convert your reward points into Qantas Airways - Qantas Frequent Flyer:

Redeem your Reward Points for Qantas Airways miles - 2 Reward points = 1 Qantas Airways miles.

Convert your reward points into Singapore Airlines (Kris Flyer) :

Redeem your Reward Points For Singapore Airlines - 2 Reward points = 1 Kris Flyer mile.

Convert your reward points into Vietnam Airlines Lotusmiles:

Redeem your Reward Points for Vietnam Airlines miles - 2 Reward points = 1 Vietnam Airlines miles.

Convert your reward points into Air France - KLM Flying Blue:

Redeem your Reward Points for Air France miles - 2 Reward points = 1 Flying Blue miles.

Earn 2X rewards on car rentals on your Visa Platinum Credit Card.

Earn 2 Reward points for every Rs.150 you spend with your HSBC Platinum Credit Card.

Earn 6X rewards when booking hotel stays on your Visa Platinum Credit Card.

Earn 4X rewards on flight bookings when you pay on your Visa Platinum Credit Card.

1 Reward point = Rs.1 ( automatically credited as Amazon Pay Balance )

Earn 1% Cashback on all other merchant spend outside Amazon.in for non amazon prime member.

Excluding EMI transactions, purchase converted to EMI post facto, fuel spends.

Earn 3% cashback on transactions made at www.amazon.in for customers who are not Amazon Prime members.

Earn 1% Cashback on International Spends For Amazon Prime Member.

Earn 1% Cashback on International Spends for non amazon prime member.

Earn 5% cashback on your spends at flights and hotels on Amazon.in if you are a member of Amazon Prime.

Earn 3% cashback on your spends at flights and hotels on Amazon.in if you are a non member of Amazon Prime.

Earn 2% cashback for purchase of amazon pay gift cards and payments made towards purchase of e-books on amazon.in

Earn 2% cashback for purchase of amazon pay gift cards and payments made towards purchase of e-books on amazon.in for non amazon prime member.

Earn 2% cashback for payments made to Amazon Pay partner merchants from Amazon Pay wallet as payment method.

Earn 2% cashback for payments made to Amazon Pay partner merchants from Amazon Pay wallet as payment method for non amazon prime members.

Earn 5% cashback on transactions made at www.amazon.in for Amazon Prime members.

Earn 1% Cashback on all other merchant spend outside Amazon.in for Amazon Prime Member.

Excluding EMI transactions, purchase converted to EMI post facto, fuel spends.

Earn 1 Reward Points per Rs.100 on Insurance spends up to Rs.40000.

Earn 1 Reward Points per Rs.100 on Utility spends up to Rs.40000.

Earn 2 Reward Points per Rs.100 on grocery & departmental store spends up to Rs.20000 per month.

Earn 2 reward points on every Rs.100 spent on all purchases, except on fuel.

Maximum of 10000 reward points per year.

Redeem reward points earned for cash back or gifts at a rate of 1 RP = Rs.0.25.

Earn 2 Reward Points per Rs.100 on Utility spends up to Rs.40000.

Earn 2 Reward Points per Rs.100 on grocery & departmental store spends up to Rs.20000 per month.

Earn 2 ICICI Bank Reward Points on every Rs.100 spent on retail purchases except fuel.

Earn 2 Reward Points per Rs.100 on Insurance spends up to Rs.40000.

The earned Reward Points can be redeemed against a variety of products and shopping vouchers.

1 Reward Point = Rs. 0.25.

Earn 2 Reward Points on every Rs 100 spent for all retail purchases except fuel.

Get 1 Reward Point on every Rs.100 spent on utilities upto Rs.40000.

Get 1 Reward Point on every Rs.100 spent on insurance categories upto Rs.40000.

The Reward Points can be redeemed against cashback or gifts.

1 Reward Point = Rs. 0.25.

The reward points can be redeemed for gift vouchers or cashback at a rate of 1 Reward Point = Rs.0.25.

Earn 2 Reward Points per Rs.100 on Grocery & Departmental Store.

Maximum spend for Grocery & Departmental Store - Rs.40000.

Earn 4 ICICI Bank Reward Points for spends of Rs.100 for International spends.

Earn 1 reward point on every Rs.100 on Utilities.

Maximum spend for Utility - Rs.80000.

Earn 1 reward point on every Rs.100 on Insurance.

Maximum spend for Insurance - Rs.80000.

Earn 2 reward points on every Rs.100 Domestic Spends.

Redeem reward points earned for cash back or gifts at a rate of 1 RP = Rs.0.25.

Earn 2 ICICI Bank Reward Points for spends of Rs.100 for any domestic retail purchases, except fuel.

Earn 4 ICICI Bank Reward Points for spends of Rs.100 for International spends.

Earn 1 ICICI Bank Reward Point for utilities and insurance for spends of Rs.100

Maximum spend for Utility and Insurance - Rs.80000.

Redeem your Reward Points for Apple vouchers at a value of 1 RP = Rs.1.

Redeem your Reward Points for Emporio Armani vouchers at a value of 1 RP = Rs.1.

Redeem your reward points for Rewards Catalogue - other products at a value of 1 RP = Rs.0.60

Redeem your Reward Points for Tanishq vouchers at a value of 1 RP = Rs.1.

Redeem your Reward Points for Jimmy Choo vouchers at a value of 1 RP = Rs.1.

Redeem your reward points against Statement Credit at a value of 1 RP = Rs.0.40.

Redemption of Reward Points against statement balance (cashback redemption) is capped at 50000 Reward Points, per Statement cycle.

Redeem your Reward Points for Tumi vouchers at a value of 1 RP = Rs.1.

Redeem your Reward Points for G-Star Raw vouchers at a value of 1 RP = Rs.1.

Redeem your Reward Points for Coach vouchers at a value of 1 RP = Rs.1.

Redeem your Reward Points for Canali vouchers at a value of 1 RP = Rs.1.

Reward redemption against Hotels and Flights vouchers - 1 Reward Point = Rs.1

Redeem your Reward Points for Brooks Brothers vouchers at a value of 1 RP = Rs.1.

Redeem your Reward Points for Mother Care vouchers at a value of 1 RP = Rs.1.

Earn 6 ICICI Bank Reward Points for every Rs 200 spent on Utilities transactions.

Maximum Capping : Reward Points earned on utilities transactions will be capped at 1000 Reward Points, per statement cycle.

Earn 6 ICICI Bank Reward Points for every Rs.200 spent on retail transactions, excluding Government Services, Fuel, Rent & Tax Payments.

Earn 6 ICICI Bank Reward Points for every Rs 200 spent on Insurance transactions.

Maximum Capping : Reward Points earned on insurance transactions will be capped at 5000 Reward Points, per statement cycle.

Earn 6 ICICI Bank Reward Points for every Rs 200 spent on Grocery transactions.

Maximum Capping : Reward Points earned on grocery transactions will be capped at 1000 Reward Points, per statement cycle.

Earn 6 ICICI Bank Reward Points for every Rs 200 spent on Education transactions.

Maximum Capping : Reward Points earned on education transactions will be capped at 1000 Reward Points, per statement cycle.

Earn 10X Reward Points for every Rs.150 spent on birthday.

Earn 1X Reward Points for every Rs.150 spent on Insurance premium and Utility bill payments.

3X  Reward Points for every Rs.150 spent on applicable online & offline purchases for spends up to Rs.20000 per month.

10X Reward Points for every Rs.150 spent on incremental spends above Rs.20000 per month.

Reward Redemption - 1 Reward Point = Rs.0.25.

Earn 0.5 IndiGo BluChips per Rs.100 on Utilities.

Earn 0.5 IndiGo BluChips per Rs.100 on UPI transactions.

Earn 0.5 IndiGo BluChips per Rs.100 on Insurance.

Earn 0.5 IndiGo BluChips per Rs.100 on Fuel.

Earn 22 IndiGo BluChips per Rs.100 spends on flights booking on IndiGo App/Website.

6 from the card + up to 16 from IndiGo based on your membership tier.

Earn 0.5 IndiGo BluChips per Rs.100 on Rent transaction.

Earn 3 IndiGo BluChips per Rs.100 on all other spends.

Earn 0.5 IndiGo BluChips per Rs.100 on Wallet transaction.

10X Reward Points for every Rs.150 spent on incremental spends above Rs.20000 per month.

Earn 10X Reward Points for every Rs.150 spent on birthday.

Earn 1X Reward Points for every Rs.150 spent on Insurance premium and Utility bill payments.

3X  Reward Points for every Rs.150 spent on applicable online & offline purchases for spends up to Rs.20000 per month.

Reward Redemption - 1 Reward Point = Rs.0.25

Earn 10X Reward Points for every Rs.150 spent on birthday.

Earn 3X Reward Points for every Rs.150 spent on rental and property management transactions.

Earn 1X Reward Points for every Rs.150 spent on Insurance premium and Utility bill payments.

Earn 3X Reward Points for every Rs.150 spent upto Rs.20000 in a statement cycle.

Earn 10X Reward Points for every Rs.150 spent on crossing spends of Rs.20000 in a statement cycle.

Reward Redemption - 1 Reward Point = Rs.0.25.

Earn 10X Reward Points for every Rs.150 spent on birthday.

Earn 3X Reward Points for every Rs.150 spent on rental and property management transactions.

Earn 1X Reward Points for every Rs.150 spent on Insurance premium and Utility bill payments.

Earn 3X Reward Points for every Rs.150 spent upto Rs.20000 in a statement cycle.

Earn 10X Reward Points for every Rs.150 spent on crossing spends of Rs.20000 in a statement cycle.

Reward Redemption - 1 Reward Point = Rs.0.25.

Earn 1 EDGE MILE on Rs.150 spent at any IndianOil fuel outlets for spends above Rs.15000 per month.

Earn 2 EDGE MILES on every Rs.150 spent at Grocery & Supermarket.

Transact up to Rs.5000 per month to earn up to 33 EDGE MILES

Earn 1 EDGE MILE on Rs.150 spent on Grocery & Supermarket for spends above Rs.5000 per month.

Earn 1 EDGE Mile on every Rs.150 spent for all other spends apart from fuel spends at authorized IndianOil outlets and spends at grocery stores and supermarkets.

Earn 6 EDGE MILES on every Rs.150 spent at any IOCL fuel outlet in India.

Transact up to Rs.15000 per month to avail the offer.

Earn 20 EDGE REWARD Points per Rs.100 spent on fuel transactions at IndianOil fuel outlets.

Transact in India at IOCL fuel outlet between Rs.400 to Rs.4000 to avail the offer.

Maximum accelerated EDGE REWARD Points that can be earned per calendar month will be 1000.

Enjoy benefit of 1% value back on online shopping by earning 5 reward points per Rs.100 spent.

Earn 1 EDGE REWARD point on Rs.100 spend.

To redeem reward points, check the eDGE loyalty Rewards Catalogue.

Earn 1 Fuel Point for every Rs.150 spent on all other purchases (including UPI transactions).

Earn 5% of your spends as Fuel Points at IndianOil outlets.

Maximum 250 Fuel Points per month in first 6 months of card issuance.

Maximum 150 Fuel Points post 6 months from card issuance.

Earn 5% of your spends as Fuel Points on Groceries.

Applicable on POS and Ecomm transactions.

Maximum 100 Fuel Points per month on Groceries.

Earn 5% of your spends as Fuel Points on Bill Payments.

Applicable on POS and Ecomm transactions.

Maximum 100 Fuel Points per month on Bill Payments.

Cashback Redemption 1 Fuel Point = Rs.0.20

Reward Redemption Product Catalogue 1 Fuel Point = Rs 0.20.

Redeem Fuel Points for Free Fuel using the complimentary IndianOil XTRAREWARDSTM Program (IXRP) membership.

Redemption at participating IndianOil Petrol Outlet by converting Fuel Points into XRP (where 1 FP = 96 Paise).

Earn 0.70 reward points per Rs.100 spent on Education institute fees.

Applicable on weekends and weekdays.

Earn 1 reward points per Rs.100 on Telecom transactions spent on weekdays and weekends on your IndusInd Bank Legend Credit Card.

Earn 0.70 reward points per Rs.100 spent on Real estate/Rental payments

Applicable on weekends and weekdays.

Earn 2 Reward Points per Rs.100 spent on Weekends.

Transactions made on Saturday and Sunday are termed as weekend transactions.

Earn 0.70 reward points per Rs.100 spent on Utility bill payments.

Applicable on weekends and weekdays.

Earn 1 Reward Points per Rs.100 spent on weekdays.

Transactions made from Monday to Friday are termed as weekday transactions.

Earn 0.70 reward points per Rs.100 spent on Insurance premium payments.

Applicable on weekends and weekdays.

Earn 1 reward points per Rs.100 on Medical transactions spent on weekdays and weekends on your IndusInd Bank Legend Credit Card.

Earn 0.70 reward points per Rs.100 spent on Government Services / Charges / Payments.

Applicable on weekends and weekdays.

Earn 1 reward points per Rs.100 on Automobiles transactions spent on weekdays and weekends on your IndusInd Bank Legend Credit Card.

Your Reward Points will be converted into Cash Credit at 1 Reward Point = Rs.0.50  of cash value.

Maximum cash redemption : 5000 per calendar month.

If you are an InterMiles member, you can redeem your Reward Points on IndusInd Bank Credit Card for Intermiles at 100 Reward Points to 100 Intermiles Points.

Accumulate a minimum of 500 Reward Points.

The value of non-cash redemption (excluding airmiles) will be 1 RP = Rs.0.75.

Earn 0.7 reward points per Rs.100 spent on Real estate/Rental payments

Earn 0.7 reward points per Rs.150 spent on Utility bill payments.

Earn 0.7 reward points per Rs.150 spent on Insurance premium payments.

Earn 0.7 reward points per Rs.100 spent on Government Services / Charges / Payments.

Earn 0.7 reward points per Rs.100 spent on Education institute fees.

For every Rs.150 spent on your IndusInd Bank Platinum Credit Card, you get 1.5 Reward Points.

Your Reward Points will be converted into Cash Credit at 1 Reward Point = Rs.0.40  of cash value.

Maximum cash redemption : 2500 per calendar month.

If you are an InterMiles member, you can redeem your Reward Points on IndusInd Bank Credit Card for Intermiles at 100 Reward Points to 100 Intermiles Points.

Accumulate a minimum of 500 Reward Points.

The value of non-cash redemption (excluding airmiles) will be 1 RP = Rs.0.60.

Redeem your Reward Points for flights and hotel bookings via Smartbuy at a value of 1 RP = Rs.1.

Redeem your Reward Points for Apple Products via Smartbuy at a value of 1 RP = Rs.1.

Earn 10X Reward Points on igp.com spends on Smartbuy.

Earn 5X Reward Points on Flights spends on Smartbuy.

Earn 5X Reward Points on Gyftr spends on Smartbuy.

Earn 5X Reward Points on Apple spends on Smartbuy.

Earn 10X Reward Points on Pharmeasy spends on Smartbuy.

Earn 5X Reward Points on Myntra spends on Smartbuy.

Earn 5 Reward Points on every Rs.150 retail spends including Insurance, Utilities and Education.

Earn 10X Reward Points on Jockey spends on Smartbuy.

Earn 10X Reward Points on Hotels spends on Smartbuy.

Redeem your Reward Points For Airmiles - Airmiles conversion through Netbanking at a value of 1RP = 1 airmiles.

Redeem your Reward Points For Products and Vouchers via Netbanking or SmartBuy at a value of 1 RP = upto Rs 0.50.

Redeem your Reward Points Against the Statement Balance - The redemption against the statement balance will be at the rate of 1 RP = Rs 0.30.

The redemption against the train ticket booking at the rate of 1 Reward Point = Rs.1 on HDFC Bank SmartBuy Reward Points will lapse on expiry of two years from the date of issuance.

Redemption can be made only against 70% of fare ticket amount on train ticket booking via HDFC Bank SmartBuy, inclusive of fares of all the passengers and service charges levied by IRCTC.

Earn 1 Reward Point for every INR 100 spent on all other spends i.e. Non-EMI Retail Spends on non IRCTC platform.

Earn 5 Reward Point for every Rs.100 spent on IRCTC ticketing website and Rail Connect App.

The accrual of the 5 HDFC Bank Reward Points on partner IRCTC spends is capped maximum at 1000 Reward Points per month and 12000 Reward Points Annually.

Earn 3 Reward Points Per Rs.125 Spent on Dining.

Buy tickets through irctc.co.in & IRCTC Mobile App for AC1, AC2, AC3, Executive Chair car and Chair Car and earn up to 10% Value Back as Reward Points.

Earn 3 Reward Points per 125 spent on standing instructions on Utility spends.

5% back on Air ticket purchases on www.air.irctc.co.in.

5% back on E-catering purchases on www.ecatering.irctc.co.in

Earn 1 Reward Point per 125 spent on other non-fuel retail purchases

Get 1 Reward point for every Rs.125 spent on non-fuel retail purchases, including railway ticket purchases at www.irctc.co.in and IRCTC Mobile App (Android only).

Buy tickets through irctc.co.in & IRCTC Mobile App for AC1, AC2, AC3, Executive Chair car and Chair Car and earn up to 10% Value Back as Reward Points.

Value of one Reward Point - 1 Reward Point = Rs.1.

1 Reward Point is equivalent to Rs.1 of the cardholder's ticket fare while redeeming for ticket purchase.

Earn 4 reward points against every Rs.100 of online spends.

Earn 1 reward point against every Rs.100 of other spends.

On all other spends, save 0.5% back as Reward Points. Earn 3 Reward Points on every Rs.150 spent.

All UPI on Credit Card transactions will accrue 0.5% Reward Points on every Rs.150 spent, across spend categories.

Save 4% as Reward Points on IndianOil Fuel Spends. Earn 24 Reward Points on every Rs.150 spent, capped at 1200 Reward Points per statement cycle.

Save 2% back as Reward Points on Dining spends. Earn 12 Reward Points on every Rs.150 spent, capped at 800 Reward Points per statement cycle

Save 2% back as Reward Points on Grocery spends. Earn 12 Reward Points on every Rs.150 spent, capped at 800 Reward Points per statement cycle.

Introducing Kotak Rewards - your new point redemption currency that simplifies managing Reward Points on your Kotak Credit Cards. Redeem your accrued reward points at Rs.0.25 per point against our exclusive catalogue of benefits.

Choose from various categories like merchandise, e-vouchers of latest brands, movie vouchers, travel, mobile recharge and much more.

Introductory Launch Offer (Limited Period Offer) : Available exclusively for customers holding an IndianOil Kotak Credit Card. Customers can redeem their Kotak Reward points in the form of cashback which will be credited to their card and will reflect in the statement.

Earn 4 rewards points on every Rs.150 upto Rs.2 lakhs annual spend on Other Categories except Special Categories.

Earn 8 reward points on every Rs. 150 spent on Travel Agencies, Tour Operators and Package Tour Operators.

Earn 8 rewards points on every Rs.150 above Rs.2 lakhs annual spent across all spends done on your Kotak League Credit Card.

Earn 8 reward points on every Rs. 150 spent on Electric Sales.

Earn 8 reward points on every Rs. 150 spent on Durable Goods.

Earn 8 reward points on every Rs. 150 spent on Departmental Stores.

Redeem your points across a variety of categories like Mobile Recharge, Shopping across 10,000 products, E-vouchers across various brands, Movies (BookMyShow Vouchers), Travel and many more.

Earn 8 reward points on every Rs. 150 spent on Electric Sales.

Earn 8 reward points on every Rs. 150 spent on Durable Goods.