HDFC Bank

Hdfc Bank Regalia Gold Credit Card

HDFC Bank · MasterCard · 88 Verified Benefits

Verified benefits • Apply directly • See how it compares
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Joining Fee
Joining Fee of Rs. 2500
Annual Fee
Renewal Fee of Rs. 2500
Eligibility
Age 21–60 years, minimum income ₹150,000 Per Month

Brand-locked bonus rewards

12.5x reward points at: Marks & Spencer, Myntra, Nykaa, Reliance Digital

These rates only apply at the specific brands listed — everyday spending elsewhere earns this card's regular reward rate.

Benefits

Benefits On The Hdfc Bank Regalia Gold Credit Card

1 benefit

Benefit Offers

The Boarding Edge Program
1 benefit

Cashback

Redemption Against The Statement Balance 1 RP = Rs 0.15
3 benefits

Comprehensive Protection

Emergency Overseas Hospitalization - Rs.15 Lakhs
1 benefit

Concierge Services

Enjoy the exclusive 24/7 Concierge Services
1 benefit

Dining

Complimentary Swiggy One Membership
32 benefits

Fees

1% Fee on Education Transactions
1 benefit

Fee_addon_card

Add-on Card Charges - Free
1 benefit

Fee_annual

Renewal Fee of Rs. 2500
1 benefit

Fee_balance_transfer

1% - Balance Transfer Processing Charges
1 benefit

Fee_card_replacement

Rs.199 - Reissue of Lost,Stolen or Damaged Card Fees
1 benefit

Fee_cash_advance

2.5% - Cash Advance Fees
1 benefit

Fee_forex_markup

2% - Foreign Currency Transactions
2 benefits

Fee_interest

3.75% Monthly Finance Charges
1 benefit

Fee_joining

Joining Fee of Rs. 2500
8 benefits

Fee_late_payment

Late payment charges - Rs.900
1 benefit

Fee_overlimit

2.5% Charges on overlimit account
2 benefits

Lounge Access

6 Complimentary Lounge Access Outside India
3 benefits

Milestones

Get Rs.1500 Vouchers on Spend Rs.150000
12 benefits

Rewards

Earn 5 Rewards Points For Every Rs.200 on Insurance
6 benefits

Shopping

5X Reward Points on spends at Reliance Digital
6 benefits

Travel

The Boarding Edge Program
2 benefits

Welcome Benefit

Complimentary Swiggy One Membership
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Offers

Offers On The Hdfc Bank Regalia Gold Credit Card

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FAQ

Frequently Asked Questions

Joining Fee of Rs. 2500. Renewal Fee of Rs. 2500.

The Hdfc Bank Regalia Gold Credit Card runs on the MasterCard network.

Age 21–60 years, minimum income ₹150,000 Per Month.

Hdfc Bank Regalia Gold Credit Card offers Benefit Offers, Cashback, Comprehensive Protection, Concierge Services, Dining, Fees, Fee_addon_card, Fee_annual, Fee_balance_transfer, Fee_card_replacement, Fee_cash_advance, Fee_forex_markup, Fee_interest, Fee_joining, Fee_late_payment, Fee_overlimit, Lounge Access, Milestones, Rewards, Shopping, Travel, Welcome Benefit.
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