HDFC Bank

HDFC Bank Freedom Credit Card Visa

HDFC Bank · Visa · 74 Verified Benefits

Verified benefits • Apply directly • See how it compares
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Joining Fee
Joining Fee of Rs. 500
Annual Fee
Renewal Fee of Rs.500
Eligibility
Age 21–60 years, minimum income ₹12,000 Per Month

Brand-locked bonus rewards

6.67x reward points at: OYO, Swiggy, Uber, BigBasket, BookMyShow

These rates only apply at the specific brands listed — everyday spending elsewhere earns this card's regular reward rate.

Benefits

Benefits On The HDFC Bank Freedom Credit Card Visa

1 benefit

Benefit Offers

Dining offers - Upto 20% discount on Swiggy
2 benefits

Cashback

Redeem Reward Points For Cashback - 1 CashPoint = Rs.0.15
1 benefit

Comprehensive Protection

Zero lost Card liability
2 benefits

Dining

Dining offers - Upto 20% discount on Swiggy
31 benefits

Fees

Late Payment Charges - Rs.100
1 benefit

Fee_addon_card

Add-on Card Charges - Free
1 benefit

Fee_annual

Renewal Fee of Rs.500
1 benefit

Fee_balance_transfer

1% - Balance Transfer Processing Charges
1 benefit

Fee_card_replacement

Rs.199 - Reissue of Lost,Stolen or Damaged Card Fees
1 benefit

Fee_cash_advance

2.5% - Cash Advance Fees
1 benefit

Fee_forex_markup

3.50% - Foreign Currency Transactions
2 benefits

Fee_interest

3.75% Monthly Finance Charges
1 benefit

Fee_joining

Joining Fee of Rs. 500
8 benefits

Fee_late_payment

Nil - Late payment charges Less than equal to Rs.100
1 benefit

Fee_overlimit

2.5% Charges on overlimit account
1 benefit

Fuel

1% Fuel Surcharge Waiver
1 benefit

Movies

Earn 10X CashPoints on BookMyShow
10 benefits

Rewards

Redeem Reward Points For Cashback - 1 CashPoint = Rs.0.15
2 benefits

Shopping

Redeem Reward Redemption Product Catalogue 1 RP = 0.15
4 benefits

Travel

Redeem your Reward Points For Travel 1RP = 0.15 Airmiles
1 benefit

Welcome Benefit

Welcome Benefit - 500 CashPoints
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Offers

Offers On The HDFC Bank Freedom Credit Card Visa

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FAQ

Frequently Asked Questions

Joining Fee of Rs. 500. Renewal Fee of Rs.500.

The HDFC Bank Freedom Credit Card Visa runs on the Visa network.

Age 21–60 years, minimum income ₹12,000 Per Month.

HDFC Bank Freedom Credit Card Visa offers Benefit Offers, Cashback, Comprehensive Protection, Dining, Fees, Fee_addon_card, Fee_annual, Fee_balance_transfer, Fee_card_replacement, Fee_cash_advance, Fee_forex_markup, Fee_interest, Fee_joining, Fee_late_payment, Fee_overlimit, Fuel, Movies, Rewards, Shopping, Travel, Welcome Benefit.
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