Lifetime Free

Kotak 811 Dreamdifferent Rupay Credit Card

Kotak Mahindra Bank · Rupay · 42 Verified Benefits

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Joining Fee
Joining Fees - NA
Annual Fee
Annual Fee - Nil
Eligibility
Age 18–75 years, minimum income ₹5,000 Fixed Deposit
Benefits

Benefits On The Kotak 811 Dreamdifferent Rupay Credit Card

1 benefit

Cashback

Rs.750 Cashback on Spend of Rs.75000 in Anniversary Year
21 benefits

Fees

Waived- Duplicate physical statement charges
1 benefit

Fee_addon_card

Add-on Card Charges - Free
1 benefit

Fee_annual

Annual Fee - Nil
1 benefit

Fee_balance_transfer

Balance Transfer Charges - Rs.349
1 benefit

Fee_card_replacement

Rs.100 - Card Replacement Charges
1 benefit

Fee_cash_advance

Interest Free Cash Withdrawal
1 benefit

Fee_forex_markup

3.50% - Foreign Currency Transactions
2 benefits

Fee_interest

3.50% Monthly Finance Charges
1 benefit

Fee_joining

Joining Fees - NA
2 benefits

Fee_late_payment

Nil - Late payment charges Less than Rs.100
1 benefit

Fee_overlimit

Rs.0- Overlimit Charges
4 benefits

Milestones

Rs.250 Voucher on Spend of Rs.36000 in Anniversary Year
1 benefit

Movies

Get 4 free PVR Tickets on Spend of Rs.75000 in Anniversary Year
2 benefits

Rewards

Earn 1 Reward Point Per Rs.100
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Offers

Offers On The Kotak 811 Dreamdifferent Rupay Credit Card

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FAQ

Frequently Asked Questions

Yes — the Kotak 811 Dreamdifferent Rupay Credit Card has no joining or renewal fee.

The Kotak 811 Dreamdifferent Rupay Credit Card runs on the Rupay network.

Age 18–75 years, minimum income ₹5,000 Fixed Deposit.

Kotak 811 Dreamdifferent Rupay Credit Card offers Cashback, Fees, Fee_addon_card, Fee_annual, Fee_balance_transfer, Fee_card_replacement, Fee_cash_advance, Fee_forex_markup, Fee_interest, Fee_joining, Fee_late_payment, Fee_overlimit, Lifetime Free, Milestones, Movies, Rewards.
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