American Express

American Express Smartearn Credit Card

American Express · American Express · 68 Verified Benefits

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Annual Fee
Annual Fee of Rs. 495

Brand-locked bonus rewards

20x reward points at: Myntra, Zomato, Blinkit, Ajio, PVR Cinemas, Nykaa, EaseMyTrip, BookMyShow, Flipkart, Uber

10x reward points at: Amazon

These rates only apply at the specific brands listed — everyday spending elsewhere earns this card's regular reward rate.

Benefits

Benefits On The American Express Smartearn Credit Card

1 benefit

Cashback

Rs.500 Cashback As Welcome Gift
1 benefit

Dining

10X Membership Rewards on Zomato
14 benefits

Fees

Spend Rs.40000 For Renewal Fee Waiver
1 benefit

Fee_addon_card

Rs.250 - Supplementary Card Fee
2 benefits

Fee_annual

Annual Fee of Rs. 495
1 benefit

Fee_cash_advance

3.5% - Cash Advance Fees
1 benefit

Fee_forex_markup

3.50% - Foreign Currency Transactions
2 benefits

Fee_interest

42% Annually Finance Charges
1 benefit

Fee_late_payment

Late Payment Charges - 30% of the Minimum Payment Due
2 benefits

Fuel

1% Convenience Fee Above Rs.5000 At HPCL
3 benefits

Milestones

Get Rs.500 Vouchers on Spend of Rs.1.20 Lakhs
2 benefits

Movies

10X Membership Rewards on BookMyShow
20 benefits

Rewards

Redeem 500 MR Points For Qatar Privilege Club
6 benefits

Shopping

10X Membership Rewards on Ajio
10 benefits

Travel

Redeem 800 MR Points For Singapore KrisFlyer
1 benefit

Welcome Benefit

Rs.500 Cashback As Welcome Gift
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Offers

Offers On The American Express Smartearn Credit Card

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FAQ

Frequently Asked Questions

Annual Fee of Rs. 495.

The American Express Smartearn Credit Card runs on the American Express network.

American Express Smartearn Credit Card offers Cashback, Dining, Fees, Fee_addon_card, Fee_annual, Fee_cash_advance, Fee_forex_markup, Fee_interest, Fee_late_payment, Fuel, Milestones, Movies, Rewards, Shopping, Travel, Welcome Benefit.
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