Comprehensive Protection

Provided that the Cardmember has acted in good faith, his liability to American Express arising out of any unauthorized use of the Credit Card shall be nil if American Express receives the report within 3 working days of the fraud. If the fraud is reported beyond 3 working days then the maximum liability of the customer will be limited to Rs.1000.

Lost card liability Cover of Rs.10 Lakh.

Insurance is underwritten by The New India Assurance Co. Ltd.Insurance is the subject matter of the solicitation.

Loss of Personal Documents - USD 500.

Loss or delay of check-in baggage : USD 500.

Credit shield: Rs.5 Lakhs.

Cover provides waiver of outstanding dues on the customer's credit card up to a specific limit depending on the card type, in the event of accidental death of the card holder

Purchase protection: Rs.2 Lakhs.

Item must be purchased using Axis Bank Credit card.

All purchases of tangible goods in the Credit Card will be indemnified by the Insurer against damage caused by fire, burglary and/or theft. These covers are only available up-to 90 days from the date of purchase of the tangible goods provided it is kept inside the residential premises of cardholder which is a concrete (pucca) building only. The liability of the Insurer would be subject to any one accident.

This insurance will compensate the customer for necessary emergency purchase of replacement items in the event that the cardholder suffers a delay of more than 6 hours from the scheduled arrival time at the destination for delivery of baggage that has been checked in by an International Airline for an International outbound flight from the Republic of India. The bank must be intimated immediately in the event of delay in baggage. The coverage is only for purchase of necessary essential emergency items that would be required in the event of delay of checked-in baggage like clothing and toiletries.

This insurance will compensate the customer for necessary emergency purchase of replacement items in the event that the cardholder suffers loss of Baggage that has been checked in by an International  Airline for an international outbound flight from the Republic of India. The bank must be intimated immediately in the event of delay in baggage. The coverage is only for purchase of necessary essential emergency items that would be required in the event of delay/loss of checked in baggage like clothing and toiletries.

Cumulative cover upto USD 300 for Delay of Check-in baggage.

Cumulative cover upto USD 500 for Loss of check-in baggage.

Loss Travel Document Cover upto USD 300.

Comprehensive Insurance Cover - Purchase protection up to Rs. 1 Lakh.

Comprehensive Insurance Cover - Credit Shield Rs.1 Lakh.

Comprehensive Insurance Cover - Purchase protection up to Rs. 1 Lakh.

Comprehensive Insurance Cover - Credit Shield Rs.1 Lakh.

Loss Travel Document Cover upto USD 300.

Cumulative cover upto USD 300 for Delay of Check-in baggage.

Cumulative cover upto USD 300 for Loss of check-in baggage.

Credit shield: Rs. 5 Lakhs.

This cover provides waiver of outstanding dues on the customer's credit card up to a specific limit depending on the card type, in the event of accidental death of the card holder.

Purchase protection of Rs. 2 Lakhs.

Loss or Delay in Baggage & Personal Documents: USD 500

Loss of Travel Documents - Cover upto USD 300.

Loss of Baggage - Cover up to USD 500 for loss of check-in baggage.

Delay of check-in baggage : Cover upto USD 300.

Purchase Protection Cover up to Rs.1 lakh.

Cumulative cover upto USD 500 for Loss of travel documents.

Cumulative cover upto USD 500 for Delay of Check-in baggage.

Cumulative cover upto USD 500 for Loss of check-in baggage.

Comprehensive Insurance Cover - Purchase protection up to Rs. 1 Lakh.

Loss Travel Document cover : USD 300.

Delay of check in baggage cover upto 300 USD.

Purchase Protection upto Rs.100000.

Comprehensive Insurance Cover - Purchase protection up to Rs. 1 Lakh.

Cumulative cover upto USD 300 for Loss of travel documents.

Cumulative cover upto USD 300 for Delay of Check-in baggage.

Cumulative cover upto USD 300 for Loss of check-in baggage.

Cumulative cover upto USD 300 for Delay of Check-in baggage.

Cumulative cover upto USD 300 for Loss of check-in baggage.

Loss Travel Document Cover upto USD 300.

Comprehensive Insurance Cover - Purchase protection up to Rs. 1 Lakh.

Comprehensive Insurance Cover - Purchase protection up to Rs. 1 Lakh.

Cumulative cover upto USD 300 for Loss of travel documents.

Cumulative cover upto USD 300 for Delay of Check-in baggage.

Cumulative cover upto USD 300 for Loss of check-in baggage.

Get free Personal Accidental Death Cover to ensure financial protection of your family.

Non-Air Accidental Death Cover - Rs.10 Lakhs

Get free Personal Accidental Death Cover to ensure financial protection of your family.

Accidental Air Death Cover - 1 Crs.

Get free Personal Accidental Death Cover to ensure financial protection of your family

Non-Air Accidental Death Cover : Rs.10 Lakhs.

Get free Personal Accidental Death Cover to ensure financial protection of your family.

Air Accident : Rs.50 Lakhs.

Report loss of card immediately to ensure zero liability on any fraudulent transactions.

Get complimentary Fraud Liability cover of Rs.1 Lakh

Baggage Damage- Cover up to Rs.2500.

 Flight Cancellation Insurance - Upto 4 cancellations per year, each limited to Rs. 3500.

Loss of check in baggage up to Rs 72000.

Delay of check in baggage Rs.7500.

Loss of travel documents up to Rs.12500.

Lost Card Liability: Cover upto Rs.1 Lakh available for Primary Card Holder

Air Accident Cover up to Rs 50 lakhs.

Electronic Equipment insurance excluding terrorism up to Rs.50000.

Offering is structured from Sarv Suraksha Plus (Group) and Business Secure Sookshma Udyam for Business Card Holder of HDFC Bank - Fire & burglary excluding theft(for Shops content) - upto Rs.5 lakhs

Cash in Safe / Transit up to Rs.25000.

Hospital Cash: Accident only amount payable per day up to Rs.1000.

Flight Delay cover of upto Rs.25000 available to primary card holder.

Missing of Connecting International Flight cover of upto Rs.25000 available to primary card holder.

Air Accidental death cover up to Rs.1 Cr.

Cover is applicable in case the card holder shall sustain any air accident and suffer bodily injury resulting in death within 12 months of the accident.

Emergency Overseas Hospitalization protection worth up to Rs. 15 lakhs against any medical emergency when you are travelling, and are outside your home country.

Cover of upto Rs.900000 is available to primary card holder.

The insurance partner for the above is HDFC Ergo and the customer needs to raise the claim directly with the insurance company.

Baggage delay cover to primary card holder - USD 688.

Cover is only applicable for delay beyond a period of 8 hours for international flight and maximum amount payable is $ 10 per hour.

Loss of Personal Documents - USD 688.

The Company shall pay actual expenses incurred by the card holder for obtaining a duplicate passport / personal document in the course of his/her international travel in event of a loss.

Accidental Air Death Cover for primary card holder - USD 250000.

Claim payment to the customer will be made in INR as per applicable exchange rate as on the date of death.

Emergency Overseas Hospitalization - USD 62,500.

Covers any medical expenses because of any Bodily Injury or sudden unexpected Sickness only for international travel outside India. Medical expenses incurred due to any pre-existing illness will not be covered.

Card Liability Cover / Financial Liability Cover : Rs.900000.

Card Liability Cover : Rs.900000.

The insurance partner for the above is HDFC Ergo and the customer needs to raise the claim directly with the HDFC Bank Ltd.

Baggage Delay Cover : USD 688.

Cover is only applicable for delay beyond a period of 8 hours for international flight and maximum amount payable is $10 per hour.

Loss of Personal Documents - USD 688.

The Company shall pay actual expenses incurred by the card holder for obtaining a duplicate passport / personal document in the course of his/her international travel in event of a loss.

Accidental Air Death Cover worth USD 250000.

Cover is applicable in case the card holder shall sustain any air accident and suffer bodily injury resulting in death within 12 months of the accident.

Emergency overseas hospitalization: USD 62500.

Covers any medical expenses because of any Bodily Injury or sudden unexpected Sickness only for international travel outside India. Medical expenses incurred due to any pre-existing illness will not be covered.

Loss of Personal Documents - USD 625.

The Company shall pay actual expenses incurred by the card holder for obtaining a duplicate passport / personal document in the course of his/her international travel in event of a loss.

Baggage Delay Cover : USD 625.

Cover is only applicable for delay beyond a period of 8 hours for international flight and maximum amount payable is $10 per hour.

Accidental Air Death Cover worth USD 125000.

Cover is applicable in case the card holder shall sustain any air accident and suffer bodily injury resulting in death within 12 months of the accident.

Emergency overseas hospitalization: USD 31,250

Covers any medical expenses because of any Bodily Injury or sudden unexpected Sickness only for international travel outside India. Medical expenses incurred due to any pre-existing illness will not be covered.

Card Liability Cover : Rs.900000.

The insurance partner for the above is HDFC Ergo and the customer needs to raise the claim directly with the HDFC Bank Ltd.

Zero lost Card liability : In the unfortunate event of losing your HDFC Bank Freedom Credit Card, report it immediately to our 24-hour call centre (Toll free numbers 1800 1600/1800 2600. Customers traveling overseas can reach us at 022-61606160). On reporting the loss immediately, you have zero liability on any fraudulent transactions made on your Credit Card.

Accidental death: In case of death in an air accident, the nominated next of kin will receive a compensation of Rs 1 crore.

Cover is applicable in case the card holder shall sustain any air accident and suffer bodily injury resulting in death within 12 months of the accident.

Lost Card Liability: Cover upto Rs.9 Lakhs available for Primary Card Holder.

Medical emergency cover: The card holder is covered up to Rs.15 lakhs against medical emergencies during travel abroad.

Accidental air death cover worth Rs.1 Crore (USD 125000).

Cover is applicable in case the card holder shall sustain any air accident and suffer bodily injury resulting in death within 12 months of the accident.

Lost card liability cover of upto Rs.9 lakhs​​​​​​​.

The insurance partner for the above is HDFC Ergo and the customer needs to raise the claim directly with the insurance company.

Emergency overseas hospitalization up to Rs.15 lakhs in case of emergency available to primary card holder.

Covers any medical expenses because of any Bodily Injury or sudden unexpected Sickness only for international travel outside India. Medical expenses incurred due to any pre-existing illness will not be covered.

Accidental death: In case of death in an air accident, the nominated next of kin will receive a compensation of Rs 1 crore.

Lost Card Liability: Cover upto Rs.9 Lakhs available for Primary Card Holder.

Medical emergency cover: The card holder is covered up to Rs.15 lakhs against medical emergencies during travel abroad.

Business Insurance Benefit - Secure your Business with specially curated Business Insurance package.

Avail Business Insurance package starting at an annual premium of Rs.3785 which includes:

Fire & Burglary insurance for Shop up to Rs.5 lakhs.

Cash in Safe/Transit up to Rs.25000.

Electronic Equipment insurance excluding terrorism up to Rs.50000.

Hospital Cash: Accident only amount payable per day up to Rs.1000.

Hospital Cash: Illness only amount payable per day up to Rs.1000.

Also, Cardholders have the option to choose higher Business Insurance cover as per their Business need.

Online Fraud Protection and Lost Card liability : Get insurance coverage for any misuse of your card from 24 hours before reporting it lost, up to Rs.300000.

Get up to USD20,000 purchase protection every year from Tata AIG insurance.

Annual Aggregate limit : Rs.1666600.

You'll get insurance coverage for any misuse of your card from 24 hours before reporting it lost, up to Rs.300000.

Delay of Checked in Baggage: Rs.21000.

Common Carrier baggage delay – 12 hrs deductible.

If the Checked Baggage is delayed or misdirected by a Common Carrier from the time You arrive at the destination stated on your ticket.

Plane Hijacking - Rs.100000.

Hijack Daily Allowance - 12 hrs deductible.

Missing of Connecting International Flight During Transit: Rs.21000.

The missed flight should be due to delay / cancellation of the flight immediately prior to the missed flight & time gap between the Scheduled arrival of the previous flight & the Scheduled departure of the missed flight is more than 3 hrs.

Loss of Checked in Baggage : Rs.84000.

Reimbursement for the cost of replacement of the baggage and its contents which is in the care and custody, of a Common Carrier and is lost due to theft or misdirection or is damaged by a Common Carrier.

Delay in Flight: Rs.17500.

Coverage if the Insured Person Trip is delayed due to: Inclement Weather, Equipment Failure, Unforeseen Strike and Operational Reason.

Loss of Passport and travel related documents: Rs.35000.

Coverage against the cost of obtaining replacement of Your Passport, Travel tickets, visa, if any which have been lost due to Robbery, Burglary, Theft or Natural Disasters.

Baggage Insurance- Rs.25000.

Card Liability Cover (Lost Card Liability, Counterfeit/Skimming/Phishing and Online Fraud Protection) : Rs.50000.

Credit Shield Cover: Rs.50000.

Stay protected with an air accident insurance of Rs.1 crore.

Personal Accident due to Air (Death only) - Rs.10000000

Missing of Connecting International Flight During Transit: Rs.21000.

The missed flight should be due to delay / cancellation of the flight immediately prior to the missed flight & time gap between the Scheduled arrival of the previous flight & the Scheduled departure of the missed flight is more than 3 hrs.

Baggage Insurance- Rs.25000.

Plane Hijacking - Rs.100000.

Hijack Daily Allowance - 12 hrs deductible.

Loss of Checked in Baggage : Rs.84000.

Reimbursement for the cost of replacement of the baggage and its contents which is in the care and custody, of a Common Carrier and is lost due to theft or misdirection or is damaged by a Common Carrier.

Delay in Flight: Rs.17500.

Coverage if the Insured Person Trip is delayed due to: Inclement Weather, Equipment Failure, Unforeseen Strike and Operational Reason.

Delay of Checked in Baggage: Rs.21000.

If the Checked Baggage is delayed or misdirected by a Common Carrier from the time You arrive at the destination stated on your ticket.

Loss of Passport and travel related documents: Rs.35000.

Coverage 4gainst the cost of obtaining replacement of Your Passport, Travel tickets, visa, if any which have been lost due to Robbery, Burglary, Theft or Natural Disasters

Personal Accident due to Air (Death only) : Rs.30000000.

Medical Expenses for Bodily injury caused by and arising out of Rail/Road accident: Rs.50000.

Card Liability Cover (Lost Card Liability, Counterfeit/Skimming/Phishing and Online Fraud Protection) : Rs.50000.

Purchase Protection - Rs.140000.

We will cover items that you purchase with your payment card or otherwise from loss due to burglary, theft or accidental damage for number of days as specified in the Schedule from the date of purchase.

Loss of Passport and travel related documents : Rs.35000.

Baggage Insurance - Rs.25000.

Make payments without worrying about cancellation charges. Avail zero cancellation charges on hotel, flight, travel and movie ticket bookings.

Get a refund of up to Rs.12000 for a maximum of two transactions every year, for tickets booked using your ICICI Bank Emeralde Private Metal Credit Card only.

Delay of Checked in Baggage: Rs.21000.

Loss of checked-in baggage : Rs.84000.

Missing a Connecting International Flight during transit : Rs.21000.

Plane Hijacking - Rs.75000.

Delay in Flight: Rs.17500.

Medical expenses for bodily injury caused by and arising out of Rail/Road accident : Rs.50000.

Purchase Protection - Rs.140000.

Credit shield: Rs.100000.

Card Liability Cover (Lost Card Liability, Counterfeit/Skimming/Phishing and Online Fraud Protection) : Rs.50000.

Personal accident due to air accident (Death Only) - Rs.30000000

Personal Accident Cover of Rs.200000.

Valid on doing atleast one transaction on FIRST Classic Credit Card in last 30 days.

Lost Card Liability Cover of Rs.25000.

Valid on doing atleast one transaction on FIRST Classic Credit Card in last 30 days.

Avail complimentary Road Side Assistance (RSA) all over India, up to 4 times in a year worth Rs.1399 on your IDFC First Wealth Credit Card through Global Assure.

Purchase Protection - Rs.50000.

Loss of Passport and other documents : USD 300.

Trip Cancellation cover is available to both Primary & Add-On Cardholders holding the eligible credit card. This policy cover is shared between both (Mastercard and Rupay) variants and add on cardholders of IndiGo IDFC FIRST Dual Credit Cards.

Eligible Cover – Rs.25000 for Flight & Hotel booking.

This cover is fungible between hotel and flight booking.

Loss of Checked-In Baggage : USD 500.

Delay In Flight : USD 300.

Delay of Checked-In Baggage : USD 100.

Personal Accident Cover - Rs.1000000.

Personal Accident - Covers accidental death or Permanent Disability due sudden, unforeseen and involuntary event caused by external, visible and violent means.

Credit Shield - Rs.50000.

Card Liability Cover - Rs.50000

Personal Air Accident - Rs.10000000.

Covers Air accidental death arising out of Aircraft, schedule Airlines etc. Claim would be payable only if the Air ticket is purchased from the covered card.

Avail complimentary Road Side Assistance (RSA) all over India, up to 4 times in a year worth Rs.1399 on your IDFC First Wealth Credit Card through Global Assure.

Personal Accident Cover of Rs.200000.

Valid on doing atleast one transaction on FIRST Millennia Credit Card in last 30 days.

Lost Card Liability Cover of Rs.25000.

Valid on doing atleast one transaction on FIRST Millennia Credit Card in last 30 days.

Loss of Checked-in Baggage- USD 100. (Rs.7500).

Delay of Checked-In Baggage USD 67 (Rs.5000).

Cancellation For Any Reason (CFAR) insurance: Cancellation cover for up to 2 claims up to Rs.10000, will be available for hotel and flight booking cancellations.

Loss of Passport and other documents – USD 67( Rs.5000).

Avail complimentary Road Side Assistance (RSA) all over India, up to 4 times in a year worth Rs.1399 on your IDFC First Wealth Credit Card through Global Assure.

Delay in Flight – USD 67 (Rs.5000).

Comprehensive Travel Insurance Cover of Rs.22500

Lost Card Liability Cover of Rs.50000.

Valid on completing at least one transaction on FIRST Select Credit Card in last 30 days.

Air Accident Cover of Rs.1 Crore.

Valid on completing at least one transaction on FIRST Select Credit Card in last 30 days.

Personal Accident Cover of Rs.500000.

Valid on completing at least one transaction on FIRST Select Credit Card in last 30 days.

Personal Accident Cover of Rs.1000000.

Valid on doing at least one transaction on FIRST Wealth Credit Card in last 30 days

Loss of Checked-in Baggage- USD 500.

Delay of Checked-In Baggage USD 100.

Cancellation For Any Reason (CFAR) insurance: Cancellation cover for up to 2 claims up to Rs.10000, will be available for hotel and flight booking cancellations.

Loss of Passport and other documents – USD 300.

Avail complimentary Road Side Assistance (RSA) all over India, up to 4 times in a year worth Rs.1399 on your IDFC First Wealth Credit Card through Global Assure.

Delay in Flight – USD 300.

Comprehensive Travel Insurance Cover of USD 1200.

Lost Card Liability Cover of Rs.50000.

Valid on doing at least one transaction on FIRST Wealth Credit Card in last 30 days

Air Accident Cover of Rs.1 Crore.

Valid on doing at least one transaction on FIRST Wealth Credit Card in last 30 days

Missed connection : Rs.25000.

In the event the Cardholder misses or fails to take a connecting domestic or international flight of an international airline due to the delay in arrival of another international flight, in which the insured Cardholder is travelling, beyond 6 hours of the scheduled arrival time.

Loss of checked-in Baggage : Rs.100000.

Delay of Checked in Baggage: Rs.25000.

Loss of Passport : Rs.50000.

Lost Ticket : Rs.25000.

Total Protect - a first-of-its-kind programme that covers you for an amount equal to the credit limit on your card and is also available on add-on cards.

Total Protect covers you for the following:

Unauthorised transactions in case of loss/theft of card: We provide an insurance cover up to 48 hours prior to you reporting the loss of your card.

Counterfeit fraud: There is a possibility of your card or card details to be stolen and misused to produce counterfeit cards. We offer you insurance to protect you against such incidents.

Air accident cover: With the IndusInd Bank Legend Credit Card, you also get a complimentary personal air accident insurance cover of up to Rs.2500000.

Missed connection : Rs.25000.

In the event the Cardholder misses or fails to take a connecting domestic or international flight of an international airline due to the delay in arrival of another international flight, in which the insured Cardholder is travelling, beyond 6 hours of the scheduled arrival time.

Loss of checked-in Baggage : Rs.100000.

Delay of Checked in Baggage: Rs.25000.

Loss of Passport : Rs.50000.

Lost Ticket : Rs.25000.

Total Protect - a first-of-its-kind programme that covers you for a sum up to the credit limit on your card and is also available on add-on cards.

Total Protect covers you for the following:

Unauthorised transactions in case of loss/theft of card: We provide an insurance cover up to 48 hours prior to you reporting the loss of your card.

Counterfeit fraud: There is a possibility of your card or card details to be stolen and misused to produce counterfeit cards. We offer you insurance to protect you against such incidents.

Air accident cover: With the IndusInd Bank Platinum Credit Card, you also get a complimentary personal air accident insurance cover of up to Rs.2500000.

Accidental death: In case of death in an air accident, the nominated next of kin will receive a compensation of Rs.3 crore.

Credit shield: The outstanding amount on the Infinia credit card is covered to an extent of Rs.9 lakh
in case of accidental death and permanent disability

Lost Card Liability: Cover upto Rs.9 Lakh available for Primary Card Holder

Emergency overseas hospitalization up to Rs.50 lakhs in case of emergency.

Complimentary Rail Accident Insurance of Rs.10 Lakhs

Complimentary Air Accident insurance of Rs.50 Lakhs

Fraud Liability Cover - Avail Complimentary Fraud Liability Insurance Cover of Rs.1 lakh.

Get a personal accident insurance cover of Rs.200000 on your IndianOil Kotak Credit Card.

Comprehensive Insurance Cover - Complimentary lost card liability insurance cover up to credit limit.

Credit shield of up to Rs.100000.

Loss liability cover of up to Rs.100000.

Delay or loss of checked-in baggage cover of up to $250.

Loss of travel documents cover of up to $250.

Flight delay cover of up to $250.

Air accidental cover of up to $12500.

Cover is applicable in case the card holder shall sustain any air accident and suffer bodily injury resulting in death within 12 months of the accident.

Emergency medical expenses up to $18750.

Zero  cost liability : If you lose your Card, report it immediately to our 24-hour call centre. After reporting the loss, you have a zero liability on any fraudulent transactions made on your card.

Zero cost liability : If you lose your Card, report it immediately to our 24-hour call centre. After reporting the loss, you have a zero liability on any fraudulent transactions made on your card.

Zero  cost liability : If you lose your Card, report it immediately to our 24-hour call centre. After reporting the loss, you have a zero liability on any fraudulent transactions made on your card.

Zero  cost liability : If you lose your Card, report it immediately to our 24-hour call centre. After reporting the loss, you have a zero liability on any fraudulent transactions made on your card.

Get an extra layer of protection against cyber fraud with Cyber Fraud Insurance cover of Rs. 100000 on your Paytm SBI Card.

Checked in Baggage loss Sum Insured - $200.

Loss of Passport Sum Insured : $300.

Dental Treatment Sum Insured - $250.

Personal Liability Coverage : $10000.

Travel Insurance Trip Delay Sum Insured : $250.

4 free flight cancellations per year, each upto Rs.3000

Loss of Check-in baggage upto Rs.75000.

Lost Card Liability Upto Rs.1 Lakh.

Get complimentary Air Accident Liability Cover of Rs.50 lakhs

Get Complimentary credit card Fraud Liability Cover of Rs.1 lakh.

This cover is applicable from 48 hours prior to reporting of loss till 7 days post reporting of loss.

Fraud Liability Cover - Avail Fraud Liability Insurance Cover of Rs.1 lakh.

Delay of check in baggage Rs.7500

Loss of travel documents up to Rs.12500

Delay in flight – Cover up to Rs.7500.

Loss of check in baggage up to Rs 72000 (1000 USD).

Air Accident Cover of Rs.50 lakhs.

Air Accident cover is applicable only if the air tickets are purchased on SBI Card PULSE Credit Card.

Avail complimentary Personal Accidental Insurance Cover of Rs. 2 Lakh (offered by RuPay).

Accidental air death cover:  Accidental air death cover worth  Rs.3 Crores.

Credit Liability Cover: Credit liability cover of up to Rs.9 Lakhs.

Emergency overseas hospitalization: Emergency overseas hospitalization of up to Rs.50 lakhs, in case of emergency.

Air Accidental death: Cover of Rs.10000000 available to primary card holder.

Cover is applicable in case the card holder shall sustain any air accident and suffer bodily injury resulting in death within 12 months of the accident.

Lost Card Liability: Cover upto Rs.9 Lakhs available for Primary Card Holder.

Cover of upto Rs.1500000 available to primary card holder.

Covers any medical expenses because of any Bodily Injury or sudden unexpected Sickness only for international travel outside India. Medical expenses incurred due to any pre-existing illness will not be covered.

Medical Expenses for Bodily injury caused by and arising out of Rail/Road accident : Rs.50000.

Baggage Insurance - Rs.25000.

Delay of Checked in Baggage: Rs.21000.

Loss of Checked in Baggage : Rs.84000.

Missing of Connecting International Flight During Transit: Rs.21000.

Plane Hijacking - Rs.100000.

Delay in Flight - Rs.17500.

Loss of Passport and travel related documents: Rs.35000.

Credit Shield - Rs.100000.

Card Liability Cover (Lost Card Liability, Counterfeit/Skimming/Phishing and Online Fraud Protection) : Rs.50000.

Purchase Protection - Rs.140000.

Personal Accident due to Air (Death only) : Rs.30000000.

Purchase protection insurance cover of upto Rs.50000 against accidental damage for 6 months for mobile & electronic purchased online

Insurance Coverage - Credit Shield cover of Rs.1 Lakh.

Insurance Coverage - Card liability cover Rs.1.3 Lakhs.

Insurance Coverage - Credit Shield cover of Rs.3 Lakhs.

Credit Shield is the cover for outstanding Credit Card dues in case of an unfortunate event of the Cardmember's death (due to accident only).

Insurance Coverage - Lost Card liability Rs.3 Lakhs.

Purchase protection insurance cover of upto Rs.50000 against accidental damage for 6 months for mobile & electronic purchased online

Purchase protection insurance cover of upto Rs.50000 against accidental damage for 6 months for mobile & electronic purchased online

Insurance Coverage - Credit Shield cover of Rs.15 Lakh.

Insurance Coverage - Lost card liability cover Rs.15 Lakhs.

Insurance Coverage - Credit Shield cover of Rs.3 Lakh.

Insurance Coverage - Card liability cover Rs.3 Lakhs.

Purchase protection insurance cover of upto Rs.50000 against accidental damage for 6 months for mobile & electronic purchased online